18708 E 13th Terrace Ct N, Independence, MO 64056 Property Records

Jackson County property record for 18708 E 13th Terrace Ct N, Independence, MO 64056

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 1,902 sqft · built 2001
Lot Size	0.434 acres (18,914 sqft)
Owner	Individual Name on File
Last Sale	$221,700 (Nov 2020)
Tax Bill	$4,203 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-520-02-51`

Property Details

APN / Parcel Number

Primary APN	`16-520-02-51`
Alternative APNs	`16-520-02-51-00-0-00-000` `16520025100000001` `1474526`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	980 sqft
Basement Area	1,860 sqft
Finished Basement	735 sqft
Unfinished Basement	1,125 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,914 sqft (0.434 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	91 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1474526
Street Address	18708 E 13TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1500
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OSAGE VILLAGE WEST LOT 4
Legal Subdivision	OSAGE VILLAGE WEST
Legal Block	4
Legal Lot Number	4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4000
Census Tract	11406

Owner

18708 E 13th Terrace Ct N, a duplex, is owned by an individual who bought it in November 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3004 RED HAVEN ST, BENTONVILLE, AR 72712-8425
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Nov 5, 2020	Warranty Deed, Transfer SUPREME LNDG
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit EQUITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	May 3, 2007 · Amount on File
Deed Document Number	2020E104228
Prior Transfer Date	Jan 18, 2001
Prior Transfer Doc	0000003865
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 5, 2020
Property Address	18708 E 13TH TERRACE CT N, INDEPENDENCE, MO 64056-1500
Document Number	00E0104228
Instrument Date	Nov 3, 2020
Instrument	2020E0104228
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 RED HAVEN ST, BENTONVILLE, AR 72712-8425

Mortgage

Document Number	00E0104229
Date	Nov 5, 2020
Instrument	2020E0104229

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 5, 2020
Property Address	18708 E 13TH TERRACE CT N, INDEPENDENCE, MO 64056-1500
Document Number	000E104228
Instrument Date	Nov 3, 2020
Instrument	104228E
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 RED HAVEN ST BENTONVILLE AR 727128425, BENTONVILLE, AR 72712-8425

Mortgage

Document Number	E104229
Date	Nov 5, 2020
Instrument	104229E

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18708 E 13TH TERRACE CT N, INDEPENDENCE, MO 64056-1500
Document Number	0000E35246
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18703-18710 E 13TH TERRACE CT N INDEPENDENCE MO 640561500, INDEPENDENCE, MO 64056-1500

Mortgage

Document Number	0000E35246
Date	Apr 21, 2017
Instrument	35246E

Lender

Name	EQUITY BK
Type	Bank
Address	CLINTON, MO 64735

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18708 E 13th Terrace Ct N was $4,203, down 22.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,511 (-) Land $7,454 Building $44,057	$271,110 (-)
2025	$4,203.00 (-22.82%)	$51,511 Land $7,454 Building $44,057	$271,110
2024	$5,446.00 (+0.46%)
2023	$5,421.00	$68,590 Land $9,614 Building $58,976	$361,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18708 E 13th Terrace Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18708 E 13th Terrace Ct N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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