18707 Melrose Rd, Glencoe (Wildwood), MO 63038 Property Records

St. Louis County property record for 18707 Melrose Rd, Glencoe, MO 63038

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,791 sqft · built 2020
Lot Size	6.28 acres (273,600 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2018)
Tax Bill	$12,546 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`25X-43-0122`

Property Details

APN / Parcel Number

Primary APN	`25X-43-0122`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,791 sqft Living Area
Gross Area	4,751 sqft
1st Floor Area	3,791 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	273,600 sqft
Lot Dimensions	200 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Deck Area	608 sqft
Patio Area	608 sqft
Utility Building	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18707 MELROSE RD
City	WILDWOOD
State	MO
Zip	63038-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107NU
Legal Description	CAMERON WOODS LOT 4
Legal Subdivision	CAMERON WOODS
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2021
Census Tract	221621

Owner

18707 Melrose Rd is owned and occupied by two individuals who bought it in March 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18707 MELROSE RD, WILDWOOD, MO 63038-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKWOOD BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Sep 15, 2020	Deed of Trust, Mortgage ACCESS CAP FNDG
Oct 1, 2019	Trustee's Deed, Construction Loan · Line of Credit ROCKWOOD BK
Mar 28, 2018	Warranty Deed, Transfer · Line of Credit BANK STAR
Dec 13, 2017	Warranty Deed, Transfer · Line of Credit BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Dec 13, 2017 · Amount on File
Deed Document Number	2018566
Deed Book / Page	22958 / 2271
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18707 MELROSE RD, WILDWOOD, MO 63038-1606

Mortgage

Document Number	2022052500396
Date	May 25, 2022
Instrument	2022052500396

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18107 MELROSE RD, WILDWOOD, MO 63038-1849

Mortgage

Document Number	0247105915
Date	Mar 11, 2021
Book Page	24710/5915
Instrument	2021031100832

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	SAINT LOUIS, MO 63107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02372004728
Date	Oct 1, 2019
Book Page	23720/04728
Instrument	2019100100631

Lender

Name	ROCKWOOD BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Sep 25, 2020

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1872 ROTH DR, DES PERES, MO 63131-3653

Mortgage

Document Number	0243602371
Date	Oct 5, 2020
Book Page	24360/2371
Instrument	2020100500427

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Document Number	0243602372
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1872 ROTH DR DES PERES MO 631313653, DES PERES, MO 63131-3653

Mortgage

Document Number	0243602372
Date	Oct 5, 2020
Book Page	024360/002372
Instrument	427

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 1, 2019
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Document Number	0237204728
Book / Page	023720 / 004728
Instrument Date	Sep 25, 2019
Instrument	631
Transaction Type	Construction Loan
Record Updated	Oct 31, 2019
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1872 ROTH DR DES PERES MO 631313653, DES PERES, MO 63131-3653

Mortgage

Document Number	237204728
Date	Oct 1, 2019
Book Page	023720/004728
Instrument	631

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2020

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 28, 2018
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Document Number	0229582271
Book / Page	022958 / 002271
Instrument Date	Mar 23, 2018
Instrument	566
Transaction Type	Transfer
Record Updated	Jun 5, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1678 CREVE COEUR MILL RD ST LOUIS MO 631462004, ST LOUIS, MO 63146-2004

Mortgage

Document Number	229582274
Date	Mar 28, 2018
Book Page	022958/002274
Instrument	567

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 13, 2017
Property Address	18707 MELROSE RD, GLENCOE, MO 63038-1606
Document Number	0228160644
Book / Page	022816 / 000644
Instrument Date	Dec 8, 2017
Instrument	239
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	US TITLE-O'FALLON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18707 MELROSE RD WILDWOOD MO 63038, WILDWOOD, MO 63038

Mortgage

Document Number	228160647
Date	Dec 13, 2017
Book Page	022816/000647
Instrument	240

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Dec 12, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18707 Melrose Rd was $12,546, up 12.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,720 (-) Land $35,280 Building $153,440	$993,300 (-) Land $185,700 Building $807,600
2025	$12,546.00 (+12.27%)	$188,720 Land $35,280 Building $153,440	$993,300 Land $185,700 Building $807,600
2024	$11,175.00 (+0.08%)
2023	$11,166.00	$163,060 Land $38,820 Building $124,240	$858,200 Land $204,300 Building $653,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18707 Melrose Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18707 Melrose Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Melrose Rd

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