18707 E 18th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18707 E 18th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1978
Lot Size	0.251 acres (10,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Sep 2016)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-240-03-32`

Property Details

APN / Parcel Number

Primary APN	`16-240-03-32`
Alternative APNs	`16-240-03-32-00-0-00-000` `16240033200000001` `736313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Finished Basement	1,053 sqft
Unfinished Basement	351 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,943 sqft (0.251 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	56 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	736313
Street Address	18707 E 18TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 425
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	425
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3021
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Prior Sale	Nov 4, 2011
Deed Document Number	2016E91961
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0023386
Date	Mar 4, 2021
Instrument	2021E0023386

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216

Mortgage

Document Number	00E0129812
Date	Nov 29, 2021
Instrument	2021E0129812

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216

Mortgage

Document Number	00E0095599
Date	Oct 18, 2022
Instrument	2022E0095599

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216
Document Number	0000E33460
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18707 E 18TH TER N INDEPENDENCE MO 640581216, INDEPENDENCE, MO 64058-1216

Mortgage

Document Number	0000E33460
Date	Apr 24, 2020
Instrument	33460E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18707 E 18TH TER N, INDEPENDENCE, MO 64058-1216
Document Number	0000E85786
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18707 E 18TH TER N INDEPENDENCE MO 640581216, INDEPENDENCE, MO 64058-1216

Mortgage

Document Number	0000E85786
Date	Oct 1, 2018
Instrument	85786E

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,951 (-) Land $6,481 Building $33,470	$210,270 (-)
2025	$3,591.00 (-3.93%)	$39,951 (-4.42%) Land $6,481 Building $33,470	$210,270 (-4.42%)
2024	$3,738.00 (+0.89%)
2023	$3,705.00 (+31.1%)	$41,800 (+38.36%) Land $5,996 Building $35,804	$220,000 (+38.36%)
2022	$2,826.00	$30,210 Land $3,732 Building $26,478
2021			$159,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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