Saginaw County property record for 18706 Ohara Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,365 sqft · built 1957 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Feb 2024) |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-18-3003-003 |
| Primary APN | 22-12-2-18-3003-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,365 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 436,036 sqft (10 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18706 OHARA RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | W 1/2 OF W 1/2 OF SE 1/4 OF SW 1/4 10.01 ACRES SEC 18 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 18 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 12100 |
18706 Ohara Rd is owned and occupied by an individual who bought it in February 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18706 OHARA RD, HEMLOCK, MI 48626-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on File |
| Deed Sale | Feb 5, 2024 · Amount on File |
| Prior Sale | Apr 13, 1994 · Amount on File |
| Deed Document Number | 20242173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 5, 2024 |
| Property Address | 18706 OHARA RD, HEMLOCK, MI 48626-9613 |
| Document Number | 0000002173 |
| Instrument Date | Feb 2, 2024 |
| Instrument | 2024002173 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 PARKSIDE LN APT 3, 3, HEMLOCK, MI 48626-9211 |
| Name | Verified Name |
|---|---|
| Address | 18970 OHARA RD, HEMLOCK, MI 48626-8795 |
| Document Number | 0000002174 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024002174 |
| Name | FIRST AREA CU |
|---|---|
| Type | Credit Union |
| Address | 193 CAMPBELL LN, SAGINAW, MI 48609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 18706 Ohara Rd was $3,449 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,000 | $192,000 | |
| 2025 | $3,449.00 Homeowner's exemption | ||
| 2023 | $62,800 | $125,600 | |
| 2022 | $1,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18706 Ohara Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18706 Ohara Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
May also be available: CMS Internet, Point Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures