18706 Joseph Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 18706 Joseph Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,800 sqft · built 1987
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2019)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-640-008-000`

Property Details

APN / Parcel Number

Primary APN	`024-640-008-000`
Alternative APN	`24-640-08-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	24-640-08-000
Street Address	18706 JOSEPH DR
City	GRASS VALLEY
State	CA
Zip	95949-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 192 ALTA SIERRA ESTS #14A
Legal Subdivision	ALTA SIERRA ESTS #14A
Legal Lot Number	192
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	4
Census Block	4016
Census Tract	102

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18706 JOSEPH DR, GRASS VALLEY, CA 95949-7211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 4, 2019	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Jun 24, 1997
Deed Document Number	20195970
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18706 JOSEPH DR, GRASS VALLEY, CA 95949-7211
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18706 JOSEPH DR, GRASS VALLEY, CA 95949-7211

Mortgage

Document Number	0000020493
Date	Jun 15, 2021
Instrument	20210020493

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 4, 2019
Property Address	18706 JOSEPH DR, GRASS VALLEY, CA 95949-7211
Document Number	0000005970
Map Reference	MB 3 PG 20
Instrument Date	Apr 2, 2019
Instrument	20190005970
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18706 JOSEPH DR, GRASS VALLEY, CA 95949-7211

Mortgage

Document Number	0000005971
Date	Apr 4, 2019
Instrument	20190005971

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,586 (+2%) Land $102,402 Building $216,184
2025	$3,462.00 (+4.4%) Homeowner's exemption	$312,341 (+4.04%) Land $100,395 Building $211,946
2023	$3,316.00 (+2.16%) Homeowner's exemption	$300,215 Land $96,498 Building $203,717	$385,200
2022	$3,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, Cal.net, DigitalPath, Verizon.

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