18703 Drayton St, Spring Hill, FL 34610 Property Records

Pasco County property record for 18703 Drayton St, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 1980
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Trust Names on File
Last Sale	$79,900 (Jan 2016)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-18-0010-00000-1260`

Property Details

APN / Parcel Number

Primary APN	`05-24-18-0010-00000-1260`
Alternative APNs	`1824050010000001260` `0872211`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,397 sqft
1st Floor Area	1,773 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	140 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	18703 DRAYTON ST
City	SPRING HILL
State	FL
Zip	34610-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LEISURE HILLS UNRECORDED PLAT TRACT 126 DESC AS S1/2 OF NW1/4 OF NE1/4 OF SW1/4 OF NW1/4 OF SEC EXC ELY 25 FT THEREOF FOR RD R/W
Legal Range	18E
Legal Township	24S
Legal Section	05
Legal Subdivision	LEISURE HILLS
Legal Tract	126
Legal Lot Number	126
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1011
Census Tract	31806

Owner

18703 Drayton St is owner-occupied and held in a trust since January 2016.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18703 DRAYTON ST, SPRING HILL, FL 34610-7011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 25, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2016 · Amount on File
Deed Sale	Jan 15, 2016 · Amount on File
Prior Sale	Nov 19, 2015 · Amount on File
Deed Document Number	20167305
Deed Book / Page	9312 / 49
Prior Transfer Date	Dec 27, 2013
Prior Transfer Doc	0089752728
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	18703 DRAYTON ST, SPRING HILL, FL 34610-7011
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101612767
Date	Aug 20, 2020
Book Page	10161/2767
Instrument	2020137268

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	18703 DRAYTON ST, SPRING HILL, FL 34610-7011
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18703 DRAYTON ST, SPRING HILL, FL 34610-7011

Mortgage

Document Number	0104711622
Date	Oct 28, 2021
Book Page	10471/1622
Instrument	2021231424

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	18703 DRAYTON ST, SPRING HILL, FL 34610-7011
Document Number	0099272340
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18703 DRAYTON ST SPRING HILL FL 346107011, SPRING HILL, FL 34610-7011

Mortgage

Document Number	0099272340
Date	Jun 24, 2019
Book Page	009927/002340
Instrument	106146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	18703 DRAYTON ST, SPRING HILL, FL 34610-7011
Document Number	0096011084
Book / Page	009601 / 001084
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18703 DRAYTON ST SPRING HILL FL 346107011, SPRING HILL, FL 34610-7011

Mortgage

Document Number	0096011084
Date	Sep 6, 2017
Book Page	009601/001084
Instrument	141867

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18703 Drayton St was $1,140, down 30.1% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,280 (+2.89%)	$301,061 (-1.85%) Land $43,560 Building $257,501
2025	$1,140.00 (-30.06%)	$128,560 Land $43,560 Building $85,000	$306,748 Land $43,560 Building $263,188
2024	$1,630.00 (+4.55%)
2023	$1,559.00 (+12.24%) Additional exemption filed	$121,310 (+3%) Land $41,382 Building $79,928	$387,848 (+80.55%) Land $41,382 Building $346,466
2022	$1,389.00 Homeowner's exemption	$117,780 Land $36,482 Building $81,298	$214,818 Land $36,482 Building $178,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18703 Drayton St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18703 Drayton St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Verizon.

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