1870 W 2nd Ave, Durango, CO 81301 Property Records

La Plata County property record for 1870 W 2nd Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 4,943 sqft · built 1938
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Aug 2025)
Tax Bill	$3,353 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5665-203-06-004`

Property Details

APN / Parcel Number

Primary APN	`5665-203-06-004`
Alternative APN	`R006047`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,943 sqft Living Area
1st Floor Area	2,777 sqft
Basement Area	2,166 sqft
Finished Basement	2,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Split Level
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Detached
Garage Area	640 sqft
Porch	Unfinished Open Porch
Porch Area	401 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R006047
Street Address	1870 W 2ND AVE
City	DURANGO
State	CO
Zip	81301-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: NORTH DURANGO BLOCK: 34 LOT: 15 N DGO 1870 W 2ND AVE DURANGO 81301
Legal Subdivision	NORTH DURANGO
Legal Block	34
Legal Lot Number	15
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2039
Census Tract	971000

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1870 W 2ND AVE, DURANGO, CO 81301-5006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Deed Document Number	20251245217
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Aug 10, 2026
Property Address	1870 W 2ND AVE, DURANGO, CO 81301-5006
Document Number	0001256883
Instrument Date	Aug 3, 2026
Instrument	20261256883
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 W 2ND AVE, DURANGO, CO 81301-5006

Mortgage

Document Number	0001256883,
Date	Aug 10, 2026
Instrument	20261256883

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 29, 2020
Property Address	1870 W 2ND AVE, DURANGO, CO 81301-5006
Document Number	0001180467
Instrument Date	Oct 26, 2020
Instrument	1180467
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1870 W 2ND AVE, DURANGO, CO 81301-5006

Mortgage

Document Number	0001180468
Date	Oct 29, 2020
Instrument	1180468

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,730 (-16.75%) Land $15,230 Building $37,500	$845,430 (-16.57%) Land $244,130 Building $601,300
2025	$3,353.00 (+54.66%)	$63,340 (+17.41%) Land $15,260 Building $48,080	$1,013,330 (+25.86%) Land $244,130 Building $769,200
2023	$2,168.00 (+24.38%)	$53,950 (+25.82%) Land $11,520 Building $42,430	$805,140 (+30.49%) Land $171,930 Building $633,210
2022	$1,743.00	$42,880 Land $10,660 Building $32,220	$616,990 Land $153,450 Building $463,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, T-Mobile, Verizon.

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