1870 Prairie Sage Trl, Ocoee, FL 34761 Property Records

Orange County property record for 1870 Prairie Sage Trl, Ocoee, FL 34761

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,634 sqft · built 2013
Lot Size	0.48 acres (2,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2020)
Tax Bill	$5,893 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7243-00-790`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7243-00-790`
Alternative APNs	`282209724300790` `230587` `235426` `239995`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,634 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,082 sqft (0.48 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1870 PRAIRIE SAGE TRL
City	OCOEE
State	FL
Zip	34761-5702
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD-MD
Legal Description	PRAIRIE LAKE RESERVE REPLAT 2 79/86 LOT 79
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	PRAIRIE LAKE RESERVE REP 2
Legal Tract	7243
Legal Lot Number	79
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2018
Census Tract	15006

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1870 PRAIRIE SAGE TRL, OCOEE, FL 34761-5702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Grant Deed, Transfer NAVY FCU
Oct 23, 2020	Warranty Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
Jan 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2020683839
Record Updated	Jun 8, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 31, 2020
Property Address	1870 PRAIRIE SAGE TRL, OCOEE, FL 34761-5702
Document Number	0000683839
Instrument Date	Dec 28, 2020
Instrument	683839
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1870 PRAIRIE SAGE TRL OCOEE FL 347615702, OCOEE, FL 34761-5702

Mortgage

Document Number	683840
Date	Dec 31, 2020
Instrument	683840

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 23, 2020
Property Address	1870 PRAIRIE SAGE TRL, OCOEE, FL 34761-5702
Document Number	0000554781
Instrument Date	Oct 20, 2020
Instrument	554781
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$1,656.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 POST ST #1 SAN FRANCISCO CA 941045203, 1, SAN FRANCISCO, CA 94104-5203
Investor	Possibly a Property Investor

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 30, 2019
Property Address	1870 PRAIRIE SAGE TRL, OCOEE, FL 34761-5702
Document Number	0000061595
Map Reference	MB 79 PG 86
Instrument Date	Jan 23, 2019
Instrument	20190061595
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10967 MOSS PARK RD # RD118, 10967, ORLANDO, FL 32832-5838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 PRAIRIE SAGE TRL, OCOEE, FL 34761-5702

Mortgage

Document Number	0000061597
Date	Jan 30, 2019
Instrument	20190061597

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000061599
Date	Jan 30, 2019
Instrument	20190061599

Lender

Name	ORANGE COUNTY HOUSING FINANCE AUTHORITY
Type	Government Agency
Address	ORLANDO, FL 32803

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,750 (+4.67%) Land $55,000 Building $267,750	$322,750 (-1.25%) Land $55,000 Building $267,750
2025	$5,893.00 (+9.15%)	$308,352 (+9.73%)	$326,850 (+16.31%) Land $55,000 Building $271,850
2024	$5,399.00 (+10.91%)
2023	$4,868.00 (+10.76%)	$281,010 (+15.15%) Land $55,000 Building $226,010	$281,010 (+15.15%) Land $55,000 Building $226,010
2022	$4,395.00	$244,030 Land $55,000 Building $189,030	$244,030 Land $55,000 Building $189,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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