1870 Plum Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1870 Plum Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,451 sqft · built 1991
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Feb 2018)
Tax Bill	$6,625 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-330-230-000`

Property Details

APN / Parcel Number

Primary APN	`234-330-230-000`
Alternative APNs	`234-330-23` `23167007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,451 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	234-330-23
Street Address	1870 PLUM LN
City	TRACY
State	CA
Zip	95376-9295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2230 QUAIL MEADO MAP 29 PG 77 LOT 146
Legal Subdivision	QUAIL MEADOWS
Legal Tract	2230
Legal Block	4
Legal Lot Number	146
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4019
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	794 S CENTRAL PKWY, TRACY, CA 95391-1082
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 2, 2018	Grant Deed, Transfer · Conventional Mortgage GOOGAIN
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage DAVID MERCURIO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	201811678
Prior Transfer Date	Apr 2, 2012
Prior Transfer Doc	0000000750
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1870 PLUM LN, TRACY, CA 95376-9295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	794 S CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-1082

Mortgage

Document Number	0000165176
Date	Nov 30, 2020
Instrument	2020-165176

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2040

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 2, 2018
Property Address	1870 PLUM LN, TRACY, CA 95376-9295
Document Number	0000011678
Instrument Date	Jan 25, 2018
Instrument	11678
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	794 S CENTRAL PKWY MOUNTAIN HOUSE CA 953911082, MOUNTAIN HOUSE, CA 95391-1082

Mortgage

Document Number	11679
Date	Feb 2, 2018
Instrument	11679

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1870 PLUM LN, TRACY, CA 95376-9295
Document Number	0000075052
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3717 NOBEL DR #1335 SAN DIEGO CA 921224526, 1335, SAN DIEGO, CA 92122-4526

Mortgage

Document Number	0000075052
Date	Jun 30, 2017
Instrument	75052

Lender

Name	DAVID MERCURIO
Address	9260 ALCOSTA BLVD # C16, SAN RAMON, CA 94583-4143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 29, 2019

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,625.00 (+0.02%)
2025	$6,624.00 (+10.11%)	$557,531 (+4.04%) Land $136,537 Building $420,994
2023	$6,016.00 (+2.1%)	$535,884 Land $131,236 Building $404,648	$711,810
2022	$5,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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