Polk County property record for 1870 Margaret Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1955 |
| Lot Size | 0.258 acres (11,230 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Apr 2024) |
| Tax Bill | $3,203 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-18-429900-004110 |
| Primary APN | 25-30-18-429900-004110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Gross Area | 1,833 sqft |
| 1st Floor Area | 1,413 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 11,230 sqft (0.258 acres) |
| Lot Dimensions | 132 ft deep x 85 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 60 sqft |
| Utility Building | 90 sqft |
| Cooling System | None |
|---|
| Street Address | 1870 MARGARET AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BELLAIRE PARK PB 38 PGS 29 30 S18 T30 R25 BLK D LOT 11 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | BELLAIRE PARK |
| Legal Tract | 429900 |
| Legal Block | D |
| Legal Lot Number | 11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 15101 |
1870 Margaret Ave is owned and occupied by an individual who bought it in April 2024.
Source: Polk County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| May 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST |
| Feb 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST |
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on File |
| Deed Sale | Apr 22, 2024 · Amount on File |
| Prior Sale | Feb 27, 2004 · Amount on File |
| Deed Document Number | 202491109 |
| Deed Book / Page | 13085 / 1340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 22, 2024 |
| Property Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Document Number | 0000091109 |
| Book / Page | 13085 / 1340 |
| Map Reference | MB 38 PG 29 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024091109 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Name | Verified Name |
|---|---|
| Address | 3913 STRICKLAND CT, LAKELAND, FL 33812-4176 |
| Document Number | 0130851341 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 13085/1341 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0000094924 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 13090/1657 |
| Instrument | 2024094924 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Document Number | 0000125352 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 12708/1242 |
| Instrument | 2023125352 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Document Number | 0000040862 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 12588/1973 |
| Instrument | 2023040862 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1870 MARGARET AVE, BARTOW, FL 33830-7015 |
| Document Number | 0000313645 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 12505/777 |
| Instrument | 2022313645 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1870 Margaret Ave was $3,203 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,030 (+2.7%) | $226,019 (+3.15%) Land $19,500 Building $206,519 | |
| 2025 | $3,203.00 Homeowner's exemption | $219,114 Land $19,500 Building $199,614 | $219,114 Land $19,500 Building $199,614 |
| 2023 | $1,014.00 (+22.17%) Homeowner's exemption | $79,715 (+3%) | $212,869 (+7.02%) Land $19,000 Building $193,869 |
| 2022 | $830.00 Homeowner's exemption | $77,393 | $198,905 Land $16,000 Building $182,905 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1870 Margaret Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1870 Margaret Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures