1870 Lotus Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 1870 Lotus Ln, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,037 sqft · built 1973
Lot Size1.13 acres (49,223 sqft)
OwnerIndividual Name on Record
Last Sale$1,175,000 (Jun 2024)
Tax Bill$14,074 (2025)
Deeds & MortgagesNov 2021 Mortgage
Apr 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN508-010-26-00

Property Details

APN / Parcel Number

Primary APN508-010-26-00
Alternative APN
  • 5080101900

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,037 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area49,223 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5080101900
Street Address1870 LOTUS LN
CityEL CAJON
StateCA
Zip92021-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 38 LOT 2 DOC148374REC71 IN TR 000355
Legal SubdivisionRANCHO EL CAJON
Legal Tract000355
Legal Block38
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract16403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1870 LOTUS LN, EL CAJON, CA 92021-3719
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage
DDK ENTERPRISES LLC TRUST
Apr 2, 2019Quit Claim Deed, Transfer · Conventional with PMI
ASCENT CAP
Mar 20, 2019Grant Deed, Transfer
SERVICELINK
Dec 21, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2024 · Amount on Record
Deed SaleJun 6, 2024 · Amount on Record
Prior SaleMar 20, 2019 · Amount on Record
Deed Document Number2024143131
Prior Transfer DateJun 12, 2006
Prior Transfer Doc0000414774
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1870 LOTUS LN, EL CAJON, CA 92021-3719
Transaction TypeMortgage
Record UpdatedNov 15, 2021
Title CompanyTICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 2ND AVE, CHULA VISTA, CA 91910-2808

Mortgage

Document Number0000769206
DateNov 4, 2021
Instrument2021-0769206
Lender
NameDDK ENTERPRISES LLC TRUST
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 2, 2019
Property Address1870 LOTUS LN, EL CAJON, CA 92021-3719
Document Number0000114352
Instrument DateMar 29, 2019
Instrument114352
Transaction TypeTransfer
Record UpdatedApr 9, 2019
Title CompanyTICOR TITLE-SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 2ND AVE CHULA VISTA CA 919102808, CHULA VISTA, CA 91910-2808

Mortgage

Document Number114353
DateApr 2, 2019
Instrument114353
Lender
NameASCENT CAP
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 20, 2019
Property Address1870 LOTUS LN, EL CAJON, CA 92021-3719
Document Number0000099249
Instrument DateMar 7, 2019
Instrument99249
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$522.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1172 ROBIN PL VISTA CA 920847312, VISTA, CA 92084-7312

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateDec 21, 2017
Property Address1870 LOTUS LN, EL CAJON, CA 92021-3719
Document Number0000599250
Instrument DateDec 11, 2017
Instrument599250
Transaction TypeForeclosure
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
Tax$548.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,222,470 (+2%) Land $780,300 Building $442,170
2025$14,074.00 (+129.97%)$1,198,500 (+135.33%) Land $765,000 Building $433,500
2023$6,120.00 (+1.58%)$509,292 Land $375,269 Building $134,023
2022$6,025.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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