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1870 Laurel Pl, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1870 Laurel Pl, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.131 acres (5,720 sqft)
OwnerCompany Name on File
Tax Bill$3,409 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN023-090-007

Property Details

APN / Parcel Number

Primary APN023-090-007

Exterior

Lot Area5,720 sqft (0.131 acres)

Location & Zoning

Street Address1870 LAUREL PL
CityCAMBRIA
StateCA
Zip93428-5500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 97 LT 7 BL 1
Legal SubdivisionTRACT NO 97
Legal Tract97
Legal Block1
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1052
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 023-090-007

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1236 MAYFAIR DR, CORONA, CA 92882-4527
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
OPTIMUM FIRST INC
May 31, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 29, 2021Intrafamily Transfer, Transfer
Feb 11, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 26, 2023
Transfer Doc0000015081
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 31, 2023
Property Address1870 LAUREL PL, CAMBRIA, CA 93428-5500
Document Number0000015079
Map ReferenceMB 5 PG 103
Instrument DateMay 26, 2023
Instrument2023015079
Transaction TypeTransfer
Record UpdatedJun 09, 2023
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1236 MAYFAIR DR, CORONA, CA 92882-4527

Mortgage

Document Number0000015080
DateMay 31, 2023
Instrument2023015080
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 31, 2023
Property Address1870 LAUREL PL, CAMBRIA, CA 93428-5500
Document Number0000015081
Map ReferenceMB 5 PG 103
Instrument DateMay 26, 2023
Instrument2023015081
Transaction TypeTransfer
Record UpdatedJun 09, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1236 MAYFAIR DR, CORONA, CA 92882-4527

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 29, 2021
Property Address1870 LAUREL PL, CAMBRIA, CA 93428-5500
Document Number0000066034
Map ReferenceMB 5 PG 103
Instrument DateSep 23, 2021
Instrument2021066034
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1236 MAYFAIR DR, CORONA, CA 92882-4527

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 11, 2021
Property Address1870 LAUREL PL, CAMBRIA, CA 93428-5500
Document Number0000011486
Map ReferenceMB 5 PG 103
Instrument DateFeb 09, 2021
Instrument2021011486
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 SANTA ROSA ST STE 310, 310, SAN LUIS OBISPO, CA 93401-4805
Mail Care OfJOHN A RONCA JR

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$296,075 (+2%) Land $19,853 Building $276,222
2025$3,409.00 (+4.25%)$290,270 (+4.04%) Land $19,464 Building $270,806
2023$3,270.00 (+2.03%)$279,001 Land $18,709 Building $260,292
2022$3,205.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1983–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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