1870 Jennifer Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1870 Jennifer Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 1963
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Oct 1998)
Tax Bill	$9,347 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-301-05`

Property Details

APN / Parcel Number

Primary APN	`040-301-05`
Alternative APN	`040-301-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	2,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1870 JENNIFER DR
City	APTOS
State	CA
Zip	95003-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	TRACT 207 BLK B LOT 5
Legal Subdivision	VIENNA WOODS
Legal Tract	207
Legal Block	B
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122004

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1870 JENNIFER DR, APTOS, CA 95003-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 2, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 1998 · Amount on Record
Deed Sale	Oct 23, 1998 · Amount on Record
Deed Document Number	199863532
Last Transfer Date	Apr 15, 2022
Transfer Doc	0000016331
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2022
Property Address	1870 JENNIFER DR, APTOS, CA 95003-2820
Document Number	0000016331
Map Reference	MB 34 PG 64
Instrument Date	Apr 15, 2022
Instrument	2022-0016331
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 JENNIFER DR, APTOS, CA 95003-2820

Mortgage

Document Number	0000016332
Date	May 25, 2022
Instrument	2022-0016332

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	May 27, 2093

Interest

Rate Type	Fixed Rate

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 2, 2018
Property Address	1870 JENNIFER DR, APTOS, CA 95003-2820
Document Number	0000006418
Instrument Date	Feb 19, 2018
Instrument	6418
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1870 JENNIFER DR APTOS CA 950032820, APTOS, CA 95003-2820

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,291 (+2%) Land $349,239 Building $356,052
2025	$9,347.00 (+10.6%) Homeowner's exemption	$691,462 (+4.04%) Land $342,391 Building $349,071
2023	$8,451.00 (+15.51%) Homeowner's exemption	$664,612 Land $329,096 Building $335,516	$1,308,960
2022	$7,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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