1870 Jamestown Rd, Cobden, IL 62920 Property Records

Union County property record for 1870 Jamestown Rd, Cobden, IL 62920

Property Summary

Property Type	Single Family Home
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Dec 2022)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-14-05-377-1`

Property Details

APN / Parcel Number

Primary APN	`07-14-05-377-1`
Alternative APN	`03-14-400-003`

Exterior

Lot Area	57,499 sqft (1.32 acres)

Location & Zoning

Street Address	1870 JAMESTOWN RD
City	COBDEN
State	IL
Zip	62920-3498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S14 T11 R2W PT SW SE N OF RD
Legal Range	02W
Legal Township	11
Legal Section	14
Jurisdiction	UNION IL
Township / Civil Division	ALTO PASS
Census Block Group	1
Census Block	1020
Census Tract	950200

Owner

1870 Jamestown Rd is owned and occupied by an individual who bought it in December 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1870 JAMESTOWN RD, COBDEN, IL 62920-3498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit SIU CREDIT UNION
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage SIU CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Deed Document Number	20222234
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Recording Date	Sep 14, 2026
Property Address	1870 JAMESTOWN RD, COBDEN, IL 62920-3498
Document Number	0000001450
Instrument Date	Aug 19, 2026
Instrument	20261450
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 JAMESTOWN RD, COBDEN, IL 62920-3498

Mortgage

Document Number	0000001450,
Date	Sep 14, 2026
Instrument	20261450

Lender

Name	SIU CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Dec 29, 2022
Property Address	1870 JAMESTOWN RD, COBDEN, IL 62920-3498
Document Number	02022R2234
Instrument Date	Dec 14, 2022
Instrument	2022R2234
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 JAMESTOWN RD, COBDEN, IL 62920-3498

Mortgage

Document Number	02022R2235
Date	Dec 29, 2022
Instrument	2022R2235

Lender

Name	SIU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1870 Jamestown Rd was $2,281 with exemptions applied.

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00	$56,530 Land $4,580 Building $51,950	$169,590 Land $13,740 Building $155,850
2022	$2,637.00	$45,494 Land $3,689 Building $41,805	$136,482 Land $11,067 Building $125,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1870 Jamestown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1870 Jamestown Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
BLIP Networks Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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