1870 Hickory Trace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1870 Hickory Trace Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,458 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,095 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-05-26-014266-010-17`

Property Details

APN / Parcel Number

Primary APN	`17-05-26-014266-010-17`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,458 sqft Heated Area
Gross Area	5,868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	155 ft deep x 85 ft wide
Garage Area	770 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Porch
Porch Area	500 sqft
Patio Area	286 sqft
Balcony	Balcony
Balcony Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1870 HICKORY TRACE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 17 RIVER HILLS RESERVE U 1& PT S17T5R26 AS REC O R 2682PG 1096 & 2927 PG 5
Legal Range	26
Legal Township	05
Legal Section	17
Legal Subdivision	RIVER HILLS RESERVE
Legal Lot Number	17
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1870 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020
Deed Sale	Apr 24, 2020
Prior Sale	Feb 24, 2006 · Amount on Record
Deed Document Number	2006013140
Deed Book / Page	2682 / 1096
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	2007046277
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1870 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387

Mortgage

Document Number	0043810955
Date	Nov 25, 2020
Book Page	4381/955
Instrument	2020062021

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,095.00 (-21.36%) Homeowner's exemption	$439,820 (+5.99%)	$708,134 (+0.91%) Land $85,000 Building $623,134
2023	$7,751.00 (+4.33%) Homeowner's exemption	$414,976 (+3%)	$701,777 (+15.34%) Land $85,000 Building $616,777
2022	$7,429.00 Homeowner's exemption	$402,890	$608,417 Land $70,000 Building $538,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20