Rowan County property record for 1870 Eagle Dr, Morehead, KY 40351 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Square Footage | 2,239 sqft Living Area |
| Lot Size | 34,780 sqft (0.798 acres) |
| Garage | Attached, 616 sqft |
| Last Sale | $410,000 (2026) |
| Tax Bill | $3,222.00 (2025) |
| Primary APN | 006-00 00 003.67 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,239 sqft Living Area |
| Stories | 2 Stories |
| Exterior Material | Other Exterior |
|---|---|
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 34,780 sqft (0.798 acres) |
| Garage Type | Attached Garage |
| Garage Area | 616 sqft Garage |
| Account Number | 179 |
|---|---|
| Street Address | 1870 EAGLE DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7420 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT #5 PINE TREE EAGLE DRIVE EAGLE RIDGE |
| Legal Subdivision | EAGLE RIDGE ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | HILDA-TRIPLETT |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 950100 |
Source: Rowan County records · APN 006-00 00 003.67
Assessment roll updated November 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 UPPER CRANEY RD, MOREHEAD, KY 40351-9478 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Jun 03, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Apr 01, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage STATEWIDE MORTGAGE |
| Apr 01, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage STATEWIDE MORTGAGE |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Dec 18, 2020 · Amount on Record |
| Deed Doc Number | 20262045644 |
| Deed Book / Page | 299 / 190 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1870 EAGLE DR, MOREHEAD, KY 40351-7420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A419/805 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | A419/805 |
| Instrument | 2005343 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | WEST LIBERTY, KY 41472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 18, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1870 EAGLE DR, MOREHEAD, KY 40351-7420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A470/686 |
|---|---|
| Date | Jun 03, 2024 |
| Book Page | A470/686 |
| Instrument | 2030244 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RUSSELL SPRINGS, KY 42642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 01, 2026 |
| Property Address | 1870 EAGLE DR, MOREHEAD, KY 40351-7420 |
| Document Number | 0002045644 |
| Book / Page | 299 / 190 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20262045644 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,410.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 UPPER CRANEY RD, MOREHEAD, KY 40351-9478 |
| Document Number | 0002045647, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20262045647 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 01, 2026 |
| Property Address | 1870 EAGLE DR, MOREHEAD, KY 40351-7420 |
| Document Number | 00D299/299 |
| Book / Page | 299 / 190 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20262045644 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,410.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 UPPER CRANEY RD, MOREHEAD, KY 40351-9478 |
| Document Number | 0002045647, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20262045647 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 5.87% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 18, 2020 |
| Property Address | 1870 EAGLE DR, MOREHEAD, KY 40351-7420 |
| Document Number | 000D278/46 |
| Book / Page | D278 / 46 |
| Map Reference | CAB 1 SL 498 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2007658 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1870 EAGLE DR, MOREHEAD, KY 40351-7420 |
| Name | Verified Name |
|---|---|
| Address | 1870 EAGLE DR, MOREHEAD, KY 40351-7420 |
| Document Number | 0002007659 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2007659 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,222.00 (+152.11%) | $385,000 (+156.67%) Land $40,000 Building $345,000 | $385,000 (+156.67%) Land $40,000 Building $345,000 |
| 2023 | $1,278.00 | $150,000 Land $40,619 Building $109,381 | $150,000 Land $40,619 Building $109,381 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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