1870 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1870 E Oakland St, Gilbert, AZ 85295 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,222 sqft · built 1999
Lot Size	0.187 acres (8,143 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Jun 2025)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-41-315`

Property Details

APN / Parcel Number

Primary APN	`304-41-315`
Alternative APN	`304413152`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	929 sqft
2nd Floor Area	1,293 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,143 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1870 E OAKLAND ST
City	GILBERT
State	AZ
Zip	85295-5661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERT RANCH UNIT 2 MCR 455-26
Legal Range	6E
Legal Township	1S
Legal Section	28
Legal Subdivision	GILBERT RANCH UNIT 2
Legal Lot Number	520
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3008
Census Tract	814600

Owner

Source: Maricopa County records · APN 304-41-315

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 24, 2023	Deed of Trust, Mortgage · VA Mortgage VERITAS FUNDING LLC
Jun 30, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 26, 2018	Quit Claim Deed, Transfer UNISOURCE
Oct 26, 2018	Quit Claim Deed, Transfer · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Oct 26, 2018
Deed Document Number	2025376095
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	0000803288
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661

Mortgage

Document Number	0000404168
Date	Apr 12, 2021
Instrument	20210404168

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 01, 2049

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661

Mortgage

Document Number	0000207483
Date	Apr 24, 2023
Instrument	20230207483

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2025
Property Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661
Document Number	0000376095
Map Reference	MB 455 PG 26
Instrument Date	Jun 26, 2025
Instrument	20250376095
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661

Mortgage

Document Number	0000376096
Date	Jun 30, 2025
Instrument	20250376096

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2018
Property Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661
Document Number	0000803288
Instrument Date	Oct 17, 2018
Instrument	803288
Transaction Type	Transfer
Record Updated	Nov 01, 2018
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1870 E OAKLAND ST GILBERT AZ 852955661, GILBERT, AZ 85295-5661

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2018
Property Address	1870 E OAKLAND ST, GILBERT, AZ 85295-5661
Document Number	0000803289
Instrument Date	Oct 17, 2018
Instrument	803289
Transaction Type	Transfer
Record Updated	Nov 01, 2018
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1870 E OAKLAND ST GILBERT AZ 852955661, GILBERT, AZ 85295-5661

Mortgage

Document Number	803290
Date	Oct 26, 2018
Instrument	803290

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,280 (+87.82%)	$472,800 (+5.94%) Land $94,500 Building $378,300
2025	$1,974.00 (+3.19%)	$25,173 (-47.37%)	$446,300 (-6.69%) Land $89,200 Building $357,100
2024		$47,830	$478,300 Land $95,600 Building $382,700
2023	$1,913.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138146003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 675 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 500
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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