Hamilton County property record for 1870 E 106th St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,876 sqft · built 1998 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $492,375 (Jul 2026) |
| Tax Bill | $5,031 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-06-305-009.000-018 |
| Primary APN | 29-14-06-305-009.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,876 sqft Living Area |
| Gross Area | 3,526 sqft |
| 1st Floor Area | 2,876 sqft |
| 2nd Floor Area | 1,463 sqft |
| Basement Area | 544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 227 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1870 E 106TH ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .54, SECTION 6, TOWNSHIP 17, RANGE 4 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 06 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 111006 |
Source: Hamilton County records · APN 29-14-06-305-009.000-018
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1870 E 106TH ST, CARMEL, IN 46032-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage EMPLOYEES CREDIT UNION |
| Apr 03, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Apr 03, 2024 · Amount on Record |
| Deed Document Number | 202631131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 10, 2026 |
| Property Address | 1870 E 106TH ST, CARMEL, IN 46032-4004 |
| Document Number | 0000031131 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202631131 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1870 E 106TH ST, CARMEL, IN 46032-4004 |
| Document Number | 0000031132, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202631132 |
| Name | EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 03, 2024 |
| Property Address | 1870 E 106TH ST, CARMEL, IN 46032-4004 |
| Document Number | 0000011521 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024011521 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | NOT AVAILABLE, FOUNDATION TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1870 E 106TH ST, CARMEL, IN 46032-4004 |
| Document Number | 0000011522 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024011522 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1870 E 106TH ST, CARMEL, IN 46032-4004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042388 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 2020042388 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $564,100 (+25.08%) Land $41,300 Building $522,800 | $564,100 (+25.08%) Land $41,300 Building $522,800 | |
| 2024 | $5,031.00 (+2.76%) | $451,000 (-) Land $41,300 Building $409,700 | $451,000 (-) Land $41,300 Building $409,700 |
| 2023 | $4,896.00 (-1.51%) Homeowner's exemption | $451,000 (+2.76%) Land $41,300 Building $409,700 | $451,000 (+2.76%) Land $41,300 Building $409,700 |
| 2022 | $4,971.00 Homeowner's exemption | $438,900 Land $41,300 Building $397,600 | $438,900 Land $41,300 Building $397,600 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 241 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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