Clay County property record for 1870 Constance Dr, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,644 sqft · built 1977 |
| Lot Size | 0.471 acres (20,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,000 (Apr 2025) |
| Tax Bill | $5,596 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15840-00500-170-00 |
| Primary APN | 15840-00500-170-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,644 sqft Living Area |
| Gross Area | 3,188 sqft |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 938 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,511 sqft (0.471 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1870 CONSTANCE DR |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 REPLAT OF LOT X BLK 5 WESTGATE |
| Legal Subdivision | FIRST PLATTING WESTGATE ADDITION |
| Legal Tract | VAN |
| Legal Block | 5 |
| Legal Lot Number | 17,X |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 965700 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Apr 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2021 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0MT144/406 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | MT144/406 |
| Instrument | 144641 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BROOKINGS, SD 57006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Apr 28, 2025 |
| Property Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Document Number | 000D84/180 |
| Book / Page | D84 / 180 |
| Instrument Date | Apr 28, 2025 |
| Instrument | A20250591 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Document Number | 0A20250592 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | A20250592 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Jul 16, 2021 |
| Property Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Document Number | 000D82/276 |
| Book / Page | D82 / 276 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 145809 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Document Number | 0000145810 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 145810 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | May 31, 2019 |
| Property Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Document Number | 000D81/055 |
| Book / Page | D81 / 055 |
| Instrument Date | May 16, 2019 |
| Instrument | 140830 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1870 CONSTANCE DR, VERMILLION, SD 57069-1045 |
| Document Number | 0000140831 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 140831 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,596.00 (+8.22%) | $308,932 (+29.13%) Land $40,817 Building $268,115 |
| 2024 | $5,171.00 (+2.52%) | |
| 2023 | $5,044.00 (+6.5%) | $239,234 Land $35,484 Building $203,750 |
| 2022 | $4,736.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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