Santa Clara County property record for 1870 Carob Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,848 sqft · built 2022 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $365,000 (Aug 2018) |
| Tax Bill | $27,672 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Transfer + 8 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-72-012 |
| Primary APN | 783-72-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,848 sqft Living Area |
| 1st Floor Area | 3,436 sqft |
| 2nd Floor Area | 1,412 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 40,075 sqft (0.92 acres) |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1870 CAROB CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9473 COUNTRY ESTATES PHASE 3 BOOK 789 PAGE 37 PAGE 50 LOT 12 |
| Legal Subdivision | COUNTRY ESTATES PH 03 |
| Legal Tract | 9473 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 512515 |
1870 Carob Ct is owned by a company that acquired it in September 2023.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Intrafamily Transfer, Transfer · Seller Carry-Back STEVEN M MILLER 2016 TRUST |
| Feb 21, 2024 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Sep 5, 2023 | Intrafamily Transfer, Transfer |
| Apr 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PRIVATE CAPITAL FUND LLC |
| Jun 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage STEVEN M MILLER 2016 REVOCABLE LIVING TR |
| Aug 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage STEVEN M MULER 2016 REVOCABLE HYING TRU |
| Aug 12, 2022 | Intrafamily Transfer, Transfer |
| May 13, 2019 | Deed of Trust, Mortgage PRIVATE CAP FUND |
| Aug 7, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Aug 7, 2018 | Grant Deed, Transfer · Conventional Mortgage SECURED INCOME FUND II LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on File |
| Deed Sale | Aug 7, 2018 · Amount on File |
| Prior Sale | Aug 10, 2016 · Amount on File |
| Deed Document Number | 201823998371 |
| Last Transfer Date | Sep 4, 2023 |
| Transfer Doc | 0025526435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 20, 2024 |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0025599805 |
| Map Reference | MB 789 PG 37-50 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 25599805 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0025599806 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 25599806 |
| Name | STEVEN M MILLER 2016 TRUST |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 21, 2024 |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0025600221 |
| Map Reference | MB 789 PG 37-50 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 25600221 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 5, 2023 |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0025526435 |
| Map Reference | MB 789 PG 37 |
| Instrument Date | Sep 4, 2023 |
| Instrument | 25526435 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 853 GERONIMO ST, GILROY, CA 95020-9355 |
| Document Number | 0024924073 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 24924073 |
| Name | PRIVATE CAPITAL FUND LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 853 GERONIMO ST, GILROY, CA 95020-9355 |
| Document Number | 0024982916 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 24982916 |
| Name | STEVEN M MILLER 2016 REVOCABLE LIVING TR |
|---|---|
| Type | Non-Lending Institution |
| Address | MORGAN HILL, CA 95038 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0025362580 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 25362580 |
| Name | STEVEN M MULER 2016 REVOCABLE HYING TRU |
|---|---|
| Type | Private Party |
| Address | PO BOX 1813, MORGAN HILL, CA 95038 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 12, 2022 |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0025357391 |
| Map Reference | MB 789 PG 37 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 25357391 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 853 GERONIMO ST, GILROY, CA 95020-9355 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0024185258 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 853 GERONIMO ST GILROY CA 950209355, GILROY, CA 95020-9355 |
| Document Number | 0024185258 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 24185258 |
| Name | PRIVATE CAP FUND |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 7, 2018 |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0023998370 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 23998370 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 14335 SPYGLASS CIR CHOWCHILLA CA 936107906, CHOWCHILLA, CA 93610-7906 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 7, 2018 |
| Property Address | 1870 CAROB CT, GILROY, CA 95020-7796 |
| Document Number | 0023998371 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 23998371 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 853 GERONIMO ST GILROY CA 950209355, GILROY, CA 95020-9355 |
| Document Number | 23998372 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 23998372 |
| Name | SECURED INCOME FUND II LLC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1870 Carob Ct was $27,672.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,304,256 (+2%) Land $415,306 Building $1,888,950 | |
| 2025 | $27,672.00 | $2,259,075 Land $407,163 Building $1,851,912 |
| 2023 | $27,083.00 (+55.98%) | $2,171,353 Land $391,353 Building $1,780,000 |
| 2022 | $17,363.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1870 Carob Ct in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1870 Carob Ct is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
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