1870 Bragden Dr, Temperance, MI 48182 Property Records

Monroe County property record for 1870 Bragden Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Mar 2013)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-157-033-00`

Property Details

APN / Parcel Number

Primary APN	`02-157-033-00`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1870 BRAGDEN DR
City	TEMPERANCE
State	MI
Zip	48182-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAGDEN CREEK PLAT III LOT 33 & UNDIVIDED 1/52TH INTEREST IN PRIVATE DETENTION LOT A BRAGDEN CREEK PLATS I THRU IV
Legal Subdivision	BRAGDEN CREEK
Legal Lot Number	33,A
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 15, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2013 · Amount on Record
Deed Sale	Mar 18, 2013 · Amount on Record
Prior Sale	Aug 10, 1995 · Amount on Record
Deed Document Number	20136446
Last Transfer Date	Oct 2, 2020
Transfer Doc	0000021365
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 11, 2026
Property Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295
Document Number	0000013996
Instrument Date	Jul 24, 2026
Instrument	202613996
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295

Mortgage

Document Number	0000013996,
Date	Aug 11, 2026
Instrument	202613996

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295

Mortgage

Document Number	0000015469
Date	Aug 2, 2022
Instrument	2022R15469

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010638
Date	May 15, 2017
Instrument	2017R10638

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Oct 12, 2020
Property Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295
Document Number	2020R21365
Map Reference	LB 16 PG 79-81
Instrument Date	Oct 2, 2020
Instrument	2020R21365
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 BRAGDEN DR, TEMPERANCE, MI 48182-1295

Mortgage

Document Number	2020R21366
Date	Oct 12, 2020
Instrument	2020R21366

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 (+39.98%) Land $176,100	$352,200 (+39.98%) Land $352,200
2025	$3,423.00 (+15.17%) Homeowner's exemption
2023	$2,972.00 Homeowner's exemption	$125,800	$251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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