1870 4th St S, Naples, FL 34102 Property Records

Collier County property record for 1870 4th St S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,453 sqft · built 2014
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$7,013,071 (Jul 2020)
Tax Bill	$65,630 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`004900 9 75A09`

Property Details

APN / Parcel Number

Primary APN	`004900 9 75A09`
Alternative APNs	`01880480001001400975` `01880480001` `1880480001`

Interior

Stories	2 Stories
Building Area	3,453 sqft Living Area
1st Floor Area	3,453 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	186 ft deep x 86 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Area	704 sqft
Deck Area	360 sqft
Boat Access	Boat Access
Boat House	1,080 sqft

Location & Zoning

Street Address	1870 4TH ST S
City	NAPLES
State	FL
Zip	34102-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	AQUALANE SHORES UNIT 4 BLK 9 LOT 7 + BEG NE COR OF LOT 6, S 4 DEG E 9FT, S 82 DEG W 159FT, E ALG N LI OF LOT 6 159.80FT TO POB OR 631 PG 225 OR 1910 PG 2369 OR 1934 PG 1841
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	AQUALANE SHORES UNIT 4
Legal Tract	004900
Legal Block	9
Legal Lot Number	7
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1870 4TH ST S, NAPLES, FL 34102-7504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Mar 22, 2011 · Amount on Record
Deed Document Number	20205895102
Deed Book / Page	5789 / 1772
Prior Transfer Date	Jan 12, 2017
Prior Transfer Doc	0053530861
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1870 4TH ST S, NAPLES, FL 34102-7504
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 4TH ST S, NAPLES, FL 34102-7504

Mortgage

Document Number	0062870499
Date	Sep 13, 2023
Book Page	6287/499
Instrument	6452352

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1870 4TH ST S, NAPLES, FL 34102-7504
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058960259
Date	Feb 22, 2021
Book Page	5896/259
Instrument	6005496

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 20, 2020
Property Address	1870 4TH ST S, NAPLES, FL 34102-7504
Document Number	0057891772
Book / Page	5789 / 1772
Map Reference	MB 3 PG 2
Instrument Date	Jul 15, 2020
Instrument	5895102
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49,091.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 MARVEL DR, 925, GREENVILLE, MI 48838-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1870 4TH ST S, NAPLES, FL 34102-7504

Mortgage

Document Number	0057891774
Date	Jul 20, 2020
Instrument	5789/1774

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 13, 2017
Property Address	1870 4TH ST S, NAPLES, FL 34102-7504
Document Number	0053530861
Book / Page	005353 / 000861
Instrument Date	Jan 12, 2017
Instrument	5356217
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1870 4TH ST S NAPLES FL 341027504, NAPLES, FL 34102-7504

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65,630.00 (+2.18%) Homeowner's exemption	$7,289,486 (+5.99%)	$10,427,998 (-4.86%) Land $4,803,655 Building $5,624,343
2024	$64,227.00 (+1.48%)
2023	$63,288.00 (-2.78%) Homeowner's exemption	$6,877,717 (+3%)	$10,960,335 (+23.33%) Land $7,250,800 Building $3,709,535
2022	$65,101.00 Homeowner's exemption	$6,677,395	$8,886,813 Land $5,519,672 Building $3,367,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 299 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	265 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Oct 2022 · 94 claims Hurricane Ian, Sep 2022 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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