1870 13th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1870 13th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 1978
Lot Size0.215 acres (9,375 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Oct 2026)
Tax Bill$7,106 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Jan 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN038-601-008

Property Details

APN / Parcel Number

Primary APN038-601-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,484 sqft Living Area
1st Floor Area1,484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area9,375 sqft (0.215 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1870 13TH ST
CityLOS OSOS
StateCA
Zip93402-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPM 22/35 PAR A & B
Legal SubdivisionMAP NO COAL 76 380
Legal Block1
Legal Lot Number31
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1010
Census Tract10703

Owner

Source: San Luis Obispo County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1870 13TH ST, LOS OSOS, CA 93402-2806
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Grant Deed, Transfer · Conventional Mortgage
KD CAPITAL MORTGAGE CORPORATION
Jan 14, 2022Intrafamily Transfer, Transfer
Sep 3, 2020Affidavit of Death, Transfer
NOT AVAILABLE
Sep 3, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2026 · Amount on Record
Deed SaleOct 5, 2026 · Amount on Record
Deed Document Number202631318
Prior Transfer DateDec 22, 2021
Prior Transfer Doc0000002202
Record UpdatedOct 29, 2026

October 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 5, 2026
Property Address1870 13TH ST, LOS OSOS, CA 93402-2806
Document Number0000031318
Instrument DateSep 14, 2026
Instrument202631318
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanyPLACER TITLE ER, PLACER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$83,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1870 13TH ST, LOS OSOS, CA 93402-2806

Mortgage

Document Number0000031319,
DateOct 5, 2026
Instrument202631319
Lender
NameKD CAPITAL MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 14, 2022
Property Address1870 13TH ST, LOS OSOS, CA 93402-2806
Document Number0000002202
Map ReferenceMB 22 PG 35
Instrument DateDec 22, 2021
Instrument2022002202
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 188, OJAI, CA 93024-0188

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 3, 2020
Property Address1870 13TH ST, LOS OSOS, CA 93402-2806
Document Number0000047795
Instrument DateAug 12, 2020
Instrument47795
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 188 OJAI CA 930240188, OJAI, CA 93024-0188

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 3, 2020
Property Address1870 13TH ST, LOS OSOS, CA 93402-2806
Document Number0000047796
Instrument DateAug 12, 2020
Instrument47796
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 188 OJAI CA 930240188, OJAI, CA 93024-0188

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$431,569 (+2%) Land $243,935 Building $187,634
2025$7,106.00 (+6.2%)$423,107 (+4.04%) Land $239,152 Building $183,955
2023$6,691.00 (+2.53%)$406,679 Land $229,866 Building $176,813
2022$6,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 13th St

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