187 Whip Way, Hartsel, CO 80449 Property Records

Park County property record for 187 Whip Way, Hartsel, CO 80449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	Owner Name on File
Last Sale	$221,000 (Dec 2014)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0032034`

Property Details

APN / Parcel Number

Primary APN	`R0032034`
Alternative APN	`32034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Other
Porch	Enclosed Porch
Porch Area	580 sqft
Deck Area	460 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	32034
Street Address	187 WHIP WAY
City	HARTSEL
State	CO
Zip	80449-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T13 R76 S20 SE4 WESTERN UNION RANCH FILING 02 LOT 0160
Legal Range	76
Legal Township	13
Legal Section	20
Legal Subdivision	W UNION RANCH F01-8,13,14
Legal Lot Number	160
Jurisdiction	PARK CO
Township / Civil Division	LAKE GEORGE
Census Block Group	3
Census Block	3321
Census Tract	500

Owner

The current owner of 187 Whip Way bought it in December 2014.

Source: Park County records, as of February 2, 2026

Owner of Record	Owner Name on File
Mailing Address	187 WHIP WAY, HARTSEL, CO 80449-8528
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2014 · Amount on File
Deed Sale	Dec 1, 2014 · Amount on File
Prior Sale	Apr 9, 2014
Deed Document Number	711467
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	187 WHIP WAY, HARTSEL, CO 80449-8528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000774716
Date	Jan 14, 2021
Instrument	774716

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	187 WHIP WAY, HARTSEL, CO 80449-8528
Document Number	0000757536
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 WHIP WAY HARTSEL CO 804498528, HARTSEL, CO 80449-8528

Mortgage

Document Number	0000757536
Date	Jul 31, 2019
Instrument	757536

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 187 Whip Way was $1,719.

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Park County School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00	$29,550 Land $3,670 Building $25,880	$472,787 Land $58,665 Building $414,122
2023	$1,146.00 (-12.25%)	$23,100 (+2.9%) Land $2,630 Building $20,470	$399,706 (+23.72%) Land $45,492 Building $354,214
2022	$1,306.00	$22,450 Land $1,680 Building $20,770	$323,074 Land $24,163 Building $298,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 187 Whip Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Whip Way is moderate, ranking above 40% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Highline Internet Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whip Way

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