187 W Union St, Seneca, IL 61360 Property Records

LaSalle County property record for 187 W Union St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,194 sqft · built 1880
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (May 2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-414-021`

Property Details

APN / Parcel Number

Primary APN	`24-23-414-021`
Alternative APN	`20-23-484-004`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,194 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	187 W UNION ST
City	SENECA
State	IL
Zip	61360-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W100' E923' S139' E1/2 SE1/4 SEC 23-33-5
Legal Range	05
Legal Township	33
Legal Section	23
Legal Subdivision	CROTTYS 2ND ADD
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	1
Census Block	1015
Census Tract	963700

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 W UNION ST, SENECA, IL 61360-9461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 22, 2022	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20265172
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 28, 2026
Property Address	187 W UNION ST, SENECA, IL 61360-9461
Document Number	0202605172
Instrument Date	Apr 23, 2026
Instrument	20265172
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,478.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 W UNION ST, SENECA, IL 61360-9461

Mortgage

Date	May 28, 2026

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 22, 2022
Property Address	187 W UNION ST, SENECA, IL 61360-9461
Document Number	0202208124
Instrument Date	Jun 17, 2022
Instrument	2022-08124
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 N 2959TH RD, 1950, OTTAWA, IL 61350-9795

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	187 W UNION ST, SENECA, IL 61360-9461

Mortgage

Document Number	0202208125
Date	Jun 22, 2022
Instrument	2022-08125

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$165,539 (+20.15%) Land $8,505 Building $157,034	$496,617 (+20.15%) Land $25,515 Building $471,102
2024	$137,777 (-0.21%) Land $7,079 Building $130,698	$413,331 (-0.21%) Land $21,237 Building $392,094
2023	$138,067 (+123.75%) Land $7,094 Building $130,973	$414,201 (+123.75%) Land $21,282 Building $392,919
2022	$61,705 Land $6,069 Building $55,636	$185,115 Land $18,207 Building $166,908

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA serves 2,353 people · EPA ID IL0991050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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