187 Vinca Rd, Sagle, ID 83860 Property Records

Bonner County property record for 187 Vinca Rd, Sagle, ID 83860

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,100 sqft · built 1995
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2018)
Tax Bill	$1,411 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP56N02W260075A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02W260075A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,100 sqft Finished Area
1st Floor Area	2,100 sqft
Basement Area	827 sqft
Finished Basement	827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Dome
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	6 Parking Spaces
Cabin	192 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	187 VINCA RD
City	SAGLE
State	ID
Zip	83860-6012
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-5
Legal Description	26-56N-2W W2E2 OF GOV LOT 1
Legal Range	02W
Legal Township	56N
Legal Section	26
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2037
Census Tract	950902

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 271, SAGLE, ID 83860-0271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	2018925500
Last Transfer Date	Sep 26, 2023
Transfer Doc	0001025702
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	187 VINCA RD, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000995848
Date	Nov 18, 2021
Instrument	995848

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	48522

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 2, 2018
Property Address	187 VINCA RD, SAGLE, ID 83860
Document Number	0000925500
Instrument Date	Aug 1, 2018
Instrument	925500
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	240 WHETE ITS AT RD, ATHOL, ID 83801-9221

Mortgage

Document Number	0000925501
Date	Aug 2, 2018
Instrument	925501

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,411.00 (+7.63%) Homeowner's exemption	$442,850 (+6.9%) Land $204,658 Building $238,192	$442,850 (+6.9%) Land $204,658 Building $238,192
2025	$1,311.00 (-6.16%) Homeowner's exemption	$414,285 (-7.8%) Land $171,928 Building $242,357	$414,285 (-7.8%) Land $171,928 Building $242,357
2023	$1,397.00 Homeowner's exemption	$449,341 Land $186,314 Building $263,027	$449,341 Land $186,314 Building $263,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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