187 Valley Rd, Saltville, VA 24370 Property Records

Smyth County property record for 187 Valley Rd, Saltville, VA 24370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,306 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,997 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41C-2-64A`

Property Details

APN / Parcel Number

Primary APN	`41C-2-64A`
Alternative APN	`57713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,306 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	2,050 sqft
Basement Area	1,674 sqft
Unfinished Basement	1,674 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	1,200 sqft
Porch	Porch
Porch Area	200 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	57713
Street Address	187 VALLEY RD
City	SALTVILLE
State	VA
Zip	24370-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RT 773 41C 2 64A
Legal Subdivision	ARTHUR HAYDEN JR
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	4
Census Block	4023
Census Tract	30100

Owner

187 Valley Rd is owned and occupied by two individuals.

Source: Smyth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 VALLEY RD, SALTVILLE, VA 24370-3365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Jul 16, 2021
Property Address	187 VALLEY RD, SALTVILLE, VA 24370-3365
Document Number	001070/705
Book / Page	1070 / 705
Instrument Date	Jul 16, 2021
Instrument	210001796
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 VALLEY RD, SALTVILLE, VA 24370-3365

Mortgage

Document Number	001070/711
Date	Jul 16, 2021
Book Page	1070/711
Instrument	210001799

Lender

Name	LOWER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 187 Valley Rd was $1,997, up 16.9% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,997.00 (+16.92%)	$289,500 (-) Land $12,000 Building $277,500	$289,500 (-) Land $12,000 Building $277,500
2025	$1,708.00	$289,500 Land $12,000 Building $277,500	$289,500 Land $12,000 Building $277,500
2023	$1,513.00	$204,500 Land $10,000 Building $194,500	$204,500 Land $10,000 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Valley Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20