Hamilton County property record for 187 Twain Ave, Cincinnati, OH 45233
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 2 ba · 1,860 sqft · built 1890 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jan 2025) |
| Tax Bill | $5,559 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-0002-0035-00 |
| Primary APN | 165-0002-0035-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,793 sqft |
| 1st Floor Area | 933 sqft |
| 2nd Floor Area | 927 sqft |
| Basement Area | 933 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,030 sqft (0.368 acres) |
| Lot Dimensions | 160 ft deep x 260 ft wide |
| Garage Type | Detached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 294 sqft |
| Deck Area | Deck Area |
| Patio Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 187 TWAIN AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-1272 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SF6 |
| Legal Description | NWC HOME CITY-TWAIN 100 X160 LOTS 45-46 DELHI L & B ASSN SUB PARS 35-36 |
| Legal Subdivision | DELHI L & B ASSN SUB |
| Legal Lot Number | 45-46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10500 |
Source: Hamilton County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 187 TWAIN AVE, CINCINNATI, OH 45233-1272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 1, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| May 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on Record |
| Deed Sale | Jan 15, 2025 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Deed Document Number | 20253138 |
| Deed Book / Page | 15333 / 1243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 187 TWAIN AVE, CINCINNATI, OH 45233-1272 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 187 TWAIN AVE, CINCINNATI, OH 45233-1272 |
| Document Number | 0000023579 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 15634/195 |
| Instrument | 2026-0023579 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 187 TWAIN AVE, CINCINNATI, OH 45233-1272 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000041146 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 14387/2738 |
| Instrument | 2021-0041146 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 3, 2018 |
| Property Address | 187 TWAIN AVE, CINCINNATI, OH 45233-1272 |
| Document Number | 0000007125 |
| Map Reference | MB4 PG124 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 18-0037125 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 187 TWAIN AVE, CINCINNATI, OH 45233-1272 |
| Document Number | 0000007126 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 18-0037126 |
| Name | EAGLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,559.00 (+1.72%) | $87,948 (-) Land $12,439 Building $75,509 | $251,280 (-) Land $35,540 Building $215,740 |
| 2024 | $5,465.00 (-1.26%) | $87,948 (-) Land $12,439 Building $75,509 | |
| 2023 | $5,535.00 (-2.69%) | $87,948 (+8.31%) Land $12,439 Building $75,509 | $251,280 (+8.31%) Land $35,540 Building $215,740 |
| 2022 | $5,688.00 Homeowner's exemption | $81,200 Land $10,171 Building $71,029 | |
| 2020 | $232,000 Land $29,060 Building $202,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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