187 Topside Rd, Manahawkin, NJ 08050 Property Records

Ocean County and Stafford Township property record for 187 Topside Rd, Manahawkin, NJ 08050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,479 sqft · built 1993
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (May 2025)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00044-157-00020`

Property Details

APN / Parcel Number

Primary APN	`31-00044-157-00020`
Alternative APN	`3100044015700020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,479 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	187 TOPSIDE RD
City	MANAHAWKIN
State	NJ
Zip	08050-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	90X120
Legal Subdivision	LOTS OCN ACRES INC SEC 12 PLA
Legal Block	44
Legal Lot Number	20
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	3
Census Block	3014
Census Tract	735001

Owner

187 Topside Rd is owned and occupied by an individual who bought it in May 2025.

Source: Ocean County and Stafford Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	187 TOPSIDE RD, MANAHAWKIN, NJ 08050-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Nov 13, 2018	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	202536936
Deed Book / Page	20012 / 1302
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	187 TOPSIDE RD, MANAHAWKIN, NJ 08050-1623
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188281730
Date	Dec 20, 2021
Book Page	18828/1730
Instrument	2021179072

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	187 TOPSIDE RD, MANAHAWKIN, NJ 08050-1623
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182870953
Date	Jan 28, 2021
Book Page	18287/953
Instrument	2021015166

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	187 TOPSIDE RD, MANAHAWKIN, NJ 08050-1623
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175540409
Date	Jul 31, 2019
Book Page	17554/0409
Instrument	2019073283

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 13, 2018
Property Address	187 TOPSIDE RD, MANAHAWKIN, NJ 08050-1623
Document Number	0172961207
Book / Page	17296 / 1207
Map Reference	MAP I-261
Instrument Date	Nov 6, 2018
Instrument	2018110727
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	PEGASUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,403.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 TOPSIDE RD, 187, MANAHAWKIN, NJ 08050-1623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 TOPSIDE RD, MANAHAWKIN, NJ 08050-1623

Mortgage

Document Number	2018110728
Date	Nov 13, 2018
Instrument	2018110728

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 187 Topside Rd was $5,729, up 5.7% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,500 (+115.89%) Land $177,300 Building $294,200	$471,500 (+115.89%) Land $177,300 Building $294,200
2025	$5,729.00 (+5.66%)	$218,400 Land $65,300 Building $153,100	$218,400 Land $65,300 Building $153,100
2024	$5,422.00
2023		$210,200 Land $65,300 Building $144,900	$210,200 Land $65,300 Building $144,900
2022	$4,948.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 187 Topside Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Topside Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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