187 Thumper Dr, Ranson, WV 25438 Property Records

Jefferson County property record for 187 Thumper Dr, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 2000
Lot Size	0.269 acres (11,718 sqft)
Owner	Company Name on File
Last Sale	$172,000 (Nov 2011)
Tax Bill	$3,363 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-4E-0047.0000`

Property Details

APN / Parcel Number

Primary APN	`02-4E-0047.0000`
Alternative APN	`19-02-4E-0047.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	2,008 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 94 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	187 THUMPER DR
City	RANSON
State	WV
Zip	25438-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #47 BRIAR RUN ESTATES
Legal Subdivision	BRIAR RUN
Legal Lot Number	47
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	3
Census Block	3034
Census Tract	972402

Owner

187 Thumper Dr is owned by a company that bought it in November 2011.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	174 BOXER WAY, HARPERS FERRY, WV 25425-6572
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Grant Deed, Transfer · Conventional with PMI TOWNEBANK MTG
Apr 2, 2020	Deed of Trust, Construction Loan · Line of Credit CNB BK
Apr 1, 2020	Deed of Trust, Mortgage CNB BK
Mar 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2011 · Amount on File
Deed Sale	Nov 29, 2011 · Amount on File
Prior Sale	Apr 18, 2011 · Amount on File
Deed Document Number	201131704
Deed Book / Page	1101 / 432
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 2, 2020
Property Address	187 THUMPER DR, RANSON, WV 25438-4800
Document Number	0000006724
Book / Page	001241 / 000071
Instrument Date	May 28, 2020
Instrument	6724
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,798.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 FLOPSY CT RANSON WV 254384811, RANSON, WV 25438-4811
Investor	Possibly a Property Investor

Mortgage

Document Number	6725
Date	Jun 2, 2020
Book Page	002286/000014
Instrument	6725

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Apr 2, 2020
Property Address	187 THUMPER DR, RANSON, WV 25438-4800
Document Number	0000003954
Book / Page	002274 / 000379
Instrument Date	Apr 1, 2020
Instrument	3954
Transaction Type	Construction Loan
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	174 BOXER WAY HARPERS FERRY WV 254256572, HARPERS FERRY, WV 25425-6572

Mortgage

Document Number	0000003954
Date	Apr 2, 2020
Book Page	002274/000379
Instrument	3954

Lender

Name	CNB BK
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2021

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	187 THUMPER DR, RANSON, WV 25438-4800
Document Number	0000003952
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	174 BOXER WAY HARPERS FERRY WV 254256572, HARPERS FERRY, WV 25425-6572

Mortgage

Document Number	0000003952
Date	Apr 2, 2020
Book Page	002274/000366
Instrument	3952

Lender

Name	CNB BK
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	187 THUMPER DR, RANSON, WV 25438-4800
Document Number	0000003866
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 FLOPSY CT RANSON WV 254384811, RANSON, WV 25438-4811

Mortgage

Document Number	0000003866
Date	Apr 10, 2019
Book Page	002219/000612
Instrument	3866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 187 Thumper Dr was $3,363, up 5.6% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,363.00 (+5.56%)	$145,800 (+6.35%) Land $76,700 Building $69,100	$243,000 (+6.35%) Land $127,833 Building $115,167
2025	$3,186.00	$137,100 Land $67,100 Building $70,000	$228,500 Land $111,900 Building $116,600
2023	$3,069.00	$131,400 Land $67,100 Building $64,300	$219,100 Land $111,900 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Thumper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Thumper Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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