187 Thomas Point Rd, Shiloh, NC 27974 Property Records

Camden County property record for 187 Thomas Point Rd, Shiloh, NC 27974

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,056 sqft · built 1986
Lot Size	0.723 acres (31,494 sqft)
Owner	Individual Name on Record
Tax Bill	$2,078 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03.8971.00.12.0477.0000`

Property Details

APN / Parcel Number

Primary APN	`03.8971.00.12.0477.0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,056 sqft Living Area
1st Floor Area	3,288 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,494 sqft (0.723 acres)
Lot Dimensions	210 ft deep x 150 ft wide

Exterior Amenities

Porch	Patio
Porch Area	540 sqft
Deck Area	16 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	187 THOMAS POINT RD
City	SHILOH
State	NC
Zip	27974-6266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GUD
Jurisdiction	CAMDEN NC
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3011
Census Tract	950102

Owner

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 THOMAS POINT RD, SHILOH, NC 27974-6266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 6, 2018	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Aug 24, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2018
Transfer Doc	0369/236
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	187 THOMAS POINT RD, SHILOH, NC 27974-6266
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 THOMAS POINT RD, SHILOH, NC 27974-6266

Mortgage

Document Number	418/425
Date	Nov 29, 2021
Book Page	418/425

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	187 THOMAS POINT RD, SHILOH, NC 27974-6266
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368/654
Date	Aug 6, 2018
Book Page	0368/654

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN NC
Recording Date	Aug 24, 2018
Property Address	187 THOMAS POINT RD, SHILOH, NC 27974-6266
Document Number	0369/236
Book / Page	0369 / 236
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 THOMAS POINT RD, SHILOH, NC 27974-6266

Mortgage

Document Number	0369/243
Date	Aug 24, 2018
Book Page	0369/243

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,078.00 (-5.67%)	$280,826 (-) Land $143,400 Building $137,426	$280,826 (-)
2025	$2,203.00	$280,826 (-) Land $143,400 Building $137,426
2023		$280,826 Land $143,400 Building $137,426	$280,826 Land $143,400 Building $137,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	43 (1993–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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