187 Thomas Jefferson Ter, Elkton, MD 21921 Property Records

Cecil County property record for 187 Thomas Jefferson Ter, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,361 sqft · built 2006
Lot Size0.263 acres (11,460 sqft)
OwnerIndividual Name on File
Last Sale$314,900 (May 2015)
Tax Bill$6,623 (2026)
Flood ZoneZone X (minimal risk)
APN03-118592

Property Details

APN / Parcel Number

Primary APN03-118592
Alternative APN
  • 118592

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,361 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,460 sqft (0.263 acres)
Garage TypeMixed
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area76 sqft
Deck Area408 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number118592
Street Address187 THOMAS JEFFERSON TER
CityELKTON
StateMD
Zip21921-5145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 375 - .2631 ACRE 187 THOMAS JEFFERSON TER CLUB AT PATRIOTS GLEN
Legal SubdivisionTHE CLUB AT PATRIOTS GLEN
Legal Lot Number375
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1003
Census Tract30507

Owner

187 Thomas Jefferson Ter is owned and occupied by an individual who bought it in May 2015.

Source: Cecil County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address187 THOMAS JEFFERSON TER, ELKTON, MD 21921-5145
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2015 · Amount on File
Deed SaleMay 28, 2015 · Amount on File
Prior SaleMay 14, 2015 · Amount on File
Deed Book / Page3729 / 314
Prior Transfer DateJan 27, 2015
Prior Transfer Doc0037240202
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 187 Thomas Jefferson Ter was $6,623, up 8.4% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,623.00 (+8.4%)$385,100$417,000 Land $93,700 Building $323,300
2025$6,110.00
2023$4,725.00$311,833$321,300 Land $93,700 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Thomas Jefferson Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Thomas Jefferson Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000

May also be available: Talkie Communications, Verizon.

Nearby Properties on Thomas Jefferson Ter

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