187 Tanner Loop, Troutman, NC 28166 Property Records

Iredell County property record for 187 Tanner Loop, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,793 sqft · built 2023
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jun 2023)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-45-7842.000`

Property Details

APN / Parcel Number

Primary APN	`4731-45-7842.000`
Alternative APNs	`80062829` `80103026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,793 sqft Heated Area
Gross Area	2,328 sqft
1st Floor Area	773 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,672 sqft (0.245 acres)
Lot Width	85 ft Width
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	55 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80103026
Street Address	187 TANNER LOOP
City	TROUTMAN
State	NC
Zip	28166-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZRM
Legal Description	L104 COLONIAL CROSSING PH1 PB75/114-116
Legal Subdivision	COLONIAL CROSSING PHASE 1
Legal Lot Number	104
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	1
Census Block	1008
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 TANNER LOOP, TROUTMAN, NC 28166-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Deed Book / Page	2999 / 497
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 21, 2023
Property Address	187 TANNER LOOP, TROUTMAN, NC 28166-9666
Document Number	0002999497
Book / Page	2999 / 497
Map Reference	MB 77 PG 2-4
Instrument Date	Jun 16, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 TANNER LOOP, TROUTMAN, NC 28166-9666

Mortgage

Document Number	0002999500
Date	Jun 21, 2023
Instrument	2999/500

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,170 (-) Land $40,000 Building $274,170	$314,170 (-) Land $40,000 Building $274,170
2025	$3,515.00	$314,170 (-) Land $40,000 Building $274,170	$314,170 (-) Land $40,000 Building $274,170
2024	$3,515.00 (+698.86%)	$314,170 (+685.43%) Land $40,000 Building $274,170	$314,170 (+685.43%) Land $40,000 Building $274,170
2023	$440.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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