Morgan County property record for 187 Susan Ter, Berkeley Springs, WV 25411
| Property Type | Mobile Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $106 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20225034 |
| Primary APN | 20225034 |
|---|
| Street Address | 187 SUSAN TER |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-5871 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970701 |
187 Susan Ter, a mobile home, is owned and occupied by an individual.
Source: Morgan County records, as of October 4, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 SUSAN TER, BERKELEY SPRINGS, WV 25411-5871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
Source: Morgan County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $106.00 | $5,634 Building $5,634 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 187 Susan Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Susan Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SKY LINE VILLAGE MHP private · serves 120 people · EPA ID WV3303310 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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