187 Sumter Sq, Bluffton, SC 29910 Property Records

Beaufort County property record for 187 Sumter Sq, Bluffton, SC 29910

Property Summary

Property Type	Townhouse
Details	1 bd · 1,624 sqft · built 1984
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2024)
Tax Bill	$5,795 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60003100A01750050`

Property Details

APN / Parcel Number

Primary APN	`R60003100A01750050`
Alternative APN	`02191853`

Interior

Bedrooms	1 Bed
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	02191853
Old Parcel Number	R60003100A01750050
Street Address	187 SUMTER SQ
City	BLUFFTON
State	SC
Zip	29910-5726
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	4116
Legal Description	LOT 50 SUMTER SQUARE ROSE HILL PLANT. PB31P158
Legal Subdivision	ROSEHILL GOLF SIDE
Legal Lot Number	50
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2106

Owner

187 Sumter Sq, a townhouse, is owned and occupied by an individual who bought it in April 2024.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	187 SUMTER SQ, BLUFFTON, SC 29910-5726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 16, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Dec 17, 2013 · Amount on File
Deed Document Number	2024016170
Deed Book / Page	4326 / 843
Record Updated	Jun 8, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 15, 2024
Property Address	187 SUMTER SQ, BLUFFTON, SC 29910-5726
Document Number	0000016170
Book / Page	4326 / 843
Map Reference	MB 32 PG 85
Instrument Date	Apr 11, 2024
Instrument	2024016170
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SUMTER SQ, BLUFFTON, SC 29910-5726

Mortgage

Document Number	0000016171
Date	Apr 15, 2024
Instrument	2024016171

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	187 SUMTER SQ, BLUFFTON, SC 29910-5726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHRONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061895
Date	Nov 16, 2018
Book Page	3715/1765
Instrument	2018061895

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 187 Sumter Sq was $5,795, up 384.9% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,795.00 (+384.94%)	$23,100 (+61.18%)
2024	$1,195.00	$14,332 (-) Land $3,600 Building $10,732	$358,300 (-6.94%) Land $90,000 Building $268,300
2023	$1,195.00 (+8.74%)	$14,332 (+72.34%) Land $3,600 Building $10,732	$385,000 (+85.19%) Land $90,000 Building $295,000
2022	$1,099.00	$8,316 Land $1,600 Building $6,716	$207,900 Land $40,000 Building $167,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 187 Sumter Sq in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 166 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	166 in force
Nearby Flood Claims	7 (1999–2016)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Sumter Sq is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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