187 Spring Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 187 Spring Rd, Schenectady, NY 12302 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1970
Square Footage2,072 sqft Living Area
Lot Size26,150 sqft (0.6 acres)
GarageCarport, 576 sqft
Last Sale$289,000 (2026)
Tax Bill$2,502.00 (2025)

Property Details

APN / Parcel Number

Primary APN422289 22.1-1-55
Alternative APNs
  • 228902200100010550000000
  • C09115

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area2,072 sqft Living Area
1st Floor1,344 sqft 1st Floor
Basement Area728 sqft Basement
Finished Basement728 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch Style
Exterior MaterialComposition/Composite Exterior
Lot Area26,150 sqft (0.6 acres)
Depth X Width261 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area576 sqft Garage
CarportCarport
Carport Area576 sqft Carport
Porch Area410 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account NumberC09115
Street Address187 SPRING RD
CitySCHENECTADY
StateNY
Zip12302-3824
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHLGCPSP
Legal Block1
Legal Lot Number55.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionGLENVILLE
Census Blockgroup1
Census Block1002
Census Tract32404

Owner

Source: Schenectady County and Glenville Town records · APN 422289 22.1-1-55

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1020 6TH ST, SCHENECTADY, NY 12303-3183
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF SCOTIA
May 21, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 15, 2023Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Dec 03, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF SCOTIA
Nov 06, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleMar 15, 2023 · Amount on Record
Deed Doc Number202611876
Deed Book / Page2172 / 696
Prior Transfer DateJun 30, 2015
Prior Transfer Doc0000032158
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address187 SPRING RD, SCHENECTADY, NY 12302-3824
Transaction TypeMortgage
Record UpdatedJun 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066221
DateNov 22, 2023
Book Page5343/987
Instrument202366221
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 21, 2026
Property Address187 SPRING RD, SCHENECTADY, NY 12302-3824
Document Number0000011876
Book / Page2172 / 696
Instrument DateMay 04, 2026
Instrument202611876
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116,756.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1020 6TH ST, SCHENECTADY, NY 12303-3183

Mortgage

Document Number0000011877,
DateMay 21, 2026
Instrument202611877
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 15, 2023
Property Address187 SPRING RD, SCHENECTADY, NY 12302-3824
Document Number0000014666
Book / Page2104 / 365
Instrument DateFeb 17, 2023
Instrument202314666
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyBENNETT TITLE & ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2501, GLENVILLE, NY 12325-0501

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address187 SPRING RD, GLENVILLE, NY 12302-3824

Mortgage

Document Number0000014667
DateMar 15, 2023
Instrument202314667
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateMar 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.5%
IndexOther
Max Rate9.5%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address187 SPRING RD, SCHENECTADY, NY 12302-3824
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052814
DateDec 03, 2018
Book Page4881/407
Instrument201852814
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 06, 2017
Property Address187 SPRING RD, SCHENECTADY, NY 12302-3824
Document Number0000050464
Book / Page001974 / 000732
Instrument DateOct 27, 2017
Instrument50464
Transaction TypeTransfer
Record UpdatedNov 09, 2017

Transaction

AmountAmount Recorded
Tax$320.00
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2501 GLENVILLE NY 123250501, GLENVILLE, NY 12325-0501

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
Unified School DistrictBurnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,502.00$178,800 (-) Land $33,200 Building $145,600$325,091 (+23.64%) Land $60,364 Building $264,727
2023$178,800 Land $33,200 Building $145,600$262,941 Land $48,823 Building $214,118

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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