187 Spring Oak Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 187 Spring Oak Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 1990
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2021)
Tax Bill	$1,316 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`478 068`

Property Details

APN / Parcel Number

Primary APN	`478 068`
Alternative APN	`6069881`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	28,314 sqft
Garage Area	640 sqft
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6069881
Old Parcel Number	478 068
Street Address	187 SPRING OAK DR
City	SALISBURY
State	NC
Zip	28147-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L18
Legal Subdivision	SOUTHERN SPGS MAP
Legal Lot Number	18
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1008
Census Tract	51201

Owner

Source: Rowan County records · APN 478 068

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	187 SPRING OAK DR, SALISBURY, NC 28147-7319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit LEOMINSTER EMPS FEDERAL CREDIT UNION
Aug 04, 2021	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Mar 31, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2021 · Amount on Record
Deed Sale	Aug 04, 2021 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	0000138157
Deed Book / Page	1381 / 57
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jul 29, 2026
Property Address	187 SPRING OAK DR, SALISBURY, NC 28147-7319
Document Number	1488000013
Book / Page	1488 / 13
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SPRING OAK DR, SALISBURY, NC 28147-7319

Mortgage

Document Number	1488000013,
Date	Jul 29, 2026
Book Page	1488/13

Lender

Name	LEOMINSTER EMPS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 04, 2021
Property Address	187 SPRING OAK DR, SALISBURY, NC 28147-7319
Document Number	0013810057
Book / Page	1381 / 57
Map Reference	MB 9995 PG 1921
Instrument Date	Aug 04, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 OAK ST, 216, HOGANSVILLE, GA 30230-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SPRING OAK DR, SALISBURY, NC 28147-7319
Investor	Possibly a Property Investor

Mortgage

Document Number	138158
Date	Aug 04, 2021
Instrument	1381/58

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 31, 2021
Property Address	187 SPRING OAK DR, SALISBURY, NC 28147-7319
Document Number	0013710652
Book / Page	1371 / 652
Map Reference	MB 9995 PG 1921
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	770 SHUE RD, 770, CHINA GROVE, NC 28023-7424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SPRING OAK DR, SALISBURY, NC 28147-7319

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,316.00	$194,352 Land $30,000 Building $164,352	$194,352 Land $30,000 Building $164,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 45 locations within half a mile of this property.

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