187 Spears St, Sylvania, AL 35988 Property Records

DeKalb County property record for 187 Spears St, Sylvania, AL 35988 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2001
Square Footage	1,366 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Garage	520 sqft
Occupancy	Owner Occupied
Last Sale	$110,500 (2008)
Tax Bill	$507.00 (2025)

Owner

Source: DeKalb County records · APN 08-08-33-0-001-001.016

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	187 SPEARS ST, SYLVANIA, AL 35988-2148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2008 · Amount on Record
Deed Sale	Jun 13, 2008 · Amount on Record
Deed Doc Number	20083000561
Deed Book / Page	694 / 29
Record Refreshed	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	187 SPEARS ST, SYLVANIA, AL 35988-2148
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SPEARS ST, SYLVANIA, AL 35988-2148

Mortgage

Document Number	2232/3711
Date	May 09, 2018
Book Page	2232/3711

Lender

Name	WINSOUTH CU
Type	Credit Union
Address	FORT PAYNE, AL 35967

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 02, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Sylvania Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$507.00 (+7.87%) Homeowner's exemption	$13,880 (+6.93%) Land $300 Building $13,580	$148,640 (+14.6%) Land $3,240 Building $145,400
2023	$470.00 (+2.17%) Homeowner's exemption	$12,980 (+2.04%)	$129,700 (+1.97%) Land $7,500 Building $122,200
2022	$460.00 Homeowner's exemption	$12,720 Land $500 Building $12,220	$127,200 Land $5,000 Building $122,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (01049C), updated September 29, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	About 1 in 455 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`08-08-33-0-001-001.016`
Alternative APNs	`107718` `41104`

Interior

Full Baths	1 Baths
Building Area	1,366 sqft Living Area
1st Floor	1,366 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,810 sqft (0.34 acres)
Garage Area	520 sqft Garage
Porch Area	314 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	107718
Street Address	187 SPEARS ST
City	SYLVANIA
State	AL
Zip	35988-2148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SYLVANIA ESTATES BLK A LOT 19 S33 T5 R8 SYLVANIA
Legal Range	08E
Legal Township	05S
Legal Section	33
Legal Subdivision	SYLVANIA ESTATES
Legal Block	A
Legal Lot Number	19
Jurisdiction	DEKALB AL
Minor Civil Division	RAINSVILLE-SYLVANIA
Census Blockgroup	1
Census Block	1013
Census Tract	960402