187 Spear Rd, Springfield, MA 01119 Property Records

Hampden County and Springfield City property record for 187 Spear Rd, Springfield, MA 01119

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,243 sqft · built 1959
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$104,900 (Jan 2009)
Tax Bill	$4,215 (2025)
Deeds & Mortgages	Oct 2022 Refinance Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11023 P:0057`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11023 P:0057`
Alternative APN	`110230057`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
1st Floor Area	768 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,193 sqft (0.234 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	110230057
Street Address	187 SPEAR RD
City	SPRINGFIELD
State	MA
Zip	01119-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	801502

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 SPEAR RD, SPRINGFIELD, MA 01119-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2009 · Amount on Record
Deed Sale	Jan 12, 2009 · Amount on Record
Prior Sale	Jul 8, 2008 · Amount on Record
Deed Document Number	20091566
Deed Book / Page	17604 / 42
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	187 SPEAR RD, SPRINGFIELD, MA 01119-1931
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024752-551
Date	Oct 4, 2022
Book Page	24752/551
Instrument	59533

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	187 SPEAR RD, SPRINGFIELD, MA 01119-1931
Document Number	21836-344
Book / Page	021836 / 000344
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21836-344
Date	Aug 30, 2017
Book Page	021836/000344
Instrument	50782

Lender

Name	FREEDOM CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2032

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,215.00 (+19.47%)	$268,800 (+29.92%) Land $39,900 Building $228,900	$227,335 (+0.93%)
2024			$225,245
2023	$3,528.00	$206,900 Land $35,300 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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