Charleston County property record for 187 Smith St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 942 sqft · built 1852 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 460-15-02-024 |
| Primary APN | 460-15-02-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 942 sqft Living Area |
| Gross Area | 548 sqft |
| 1st Floor Area | 492 sqft |
| Upper Floors Area | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1852 |
|---|---|
| Effective Year Built | Effective 1852 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 3,049 sqft (0.07 acres) |
| Porch | Slab |
| Porch Area | 190 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Street Address | 187 SMITH ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-6018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -187 SMITH |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1000 |
187 Smith St is owned and occupied by two individuals who acquired it in October 2019.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 SMITH ST, CHARLESTON, SC 29403-6018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2019 |
| Transfer Doc | 0829/0731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 11, 2019 |
| Property Address | 187 SMITH ST, CHARLESTON, SC 29403-7503 |
| Document Number | 0829/0731 |
| Book / Page | 000829 / 000731 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 FISHBURNE ST CHARLESTON SC 294034780, CHARLESTON, SC 29403-4780 |
The 2025 property tax bill for 187 Smith St was $2,676, up 11.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,676.00 (+11.73%) | $509,105 (+2,774.68%) Land $508,705 Building $400 | $602,900 Land $602,500 Building $400 |
| 2024 | $2,395.00 | $17,710 | |
| 2022 | $2,214.00 | $17,710 | $442,700 Land $442,300 Building $400 |
| 2020 | $442,700 Land $442,300 Building $400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 171 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 194 units insured incl. 23 condo units |
| Nearby Flood Claims | 39 (1983–2016) |
| Claims Outside the SFHA | 1 of 39 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 187 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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