187 Smith Rd, Johnstown, NY 12095 Property Records

Fulton County and Ephratah Town property record for 187 Smith Rd, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,800 sqft · built 1972
Lot Size	56.2 acres (2,448,072 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (May 2019)
Tax Bill	$7,601 (2026)
Deeds & Mortgages	May 2019 Sale May 2019 Sale + 1 more
APN	`172600 130.-1-23`

Property Details

APN / Parcel Number

Primary APN	`172600 130.-1-23`
Alternative APN	`260013000000010230000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	2,448,072 sqft (56.2 acres)
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	187 SMITH RD
City	JOHNSTOWN
State	NY
Zip	12095-4951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD PARCEL =04-01- 23.00
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	FULTON NY
Township / Civil Division	EPHRATAH
Census Block Group	3
Census Block	3106
Census Tract	970500

Owner

Source: Fulton County and Ephratah Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	187 SMITH RD, JOHNSTOWN, NY 12095-4951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed, Transfer
May 20, 2019	Deed, Transfer
May 20, 2019	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Book / Page	2019 / 55809
Prior Transfer Date	Dec 14, 2016
Prior Transfer Doc	0000002016/000004161
Record Updated	Oct 29, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	May 20, 2019
Property Address	187 SMITH RD, JOHNSTOWN, NY 12095-4951
Document Number	2019/55809
Book / Page	2019 / 55809
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SMITH RD, JOHNSTOWN, NY 12095-4951

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	May 20, 2019
Property Address	187 SMITH RD, JOHNSTOWN, NY 12095-4951
Document Number	2019/55808
Book / Page	2019 / 55808
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SMITH RD, JOHNSTOWN, NY 12095-4951

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	May 20, 2019
Property Address	187 SMITH RD, JOHNSTOWN, NY 12095-4951
Document Number	0201955809
Instrument Date	Apr 22, 2019
Instrument	2019-55809
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201955810
Date	May 20, 2019
Instrument	2019-55810

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Fulton County and Ephratah Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Ephratah Town
Unified School District	Oppenheim-Ephratah-St. Johnsville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,601.00 (+0.01%)
2025	$7,600.00	$134,190 (-) Land $15,100 Building $119,090	$298,200 (+24.71%) Land $33,556 Building $264,644
2023		$134,190 Land $15,100 Building $119,090	$239,113 Land $26,907 Building $212,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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