187 Smith Cir, Arab, AL 35016 Property Records

Marshall County property record for 187 Smith Cir, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,938 sqft · built 1955
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jun 2023)
Tax Bill	$714 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`14-03-05-0-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`14-03-05-0-000-033.000`
Alternative APNs	`143050000033000` `154368`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	139,392 sqft (3.2 acres)
Garage Area	572 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	154368
Street Address	187 SMITH CIR
City	ARAB
State	AL
Zip	35016-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR SE-SE SEC 5-8-2E THN N 200'S; E 82'; SE 245.8'; E165'S; TO RD SWLY 620'; N 780'; TO POB 9-30-96 1610/143
Legal Range	2E
Legal Township	8S
Legal Section	05
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1021
Census Tract	30502

Owner

Source: Marshall County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 SMITH CIR, ARAB, AL 35016-4054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	20233264683
Deed Book / Page	6984 / 75
Prior Transfer Date	Mar 29, 2005
Prior Transfer Doc	0031120214
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Jun 9, 2023
Property Address	187 SMITH CIR, ARAB, AL 35016-4054
Document Number	0003264683
Book / Page	6984 / 75
Instrument Date	Jun 3, 2023
Instrument	3264683
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 42, UNION GROVE, AL 35175-0042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	187 SMITH CIR, ARAB, AL 35016-4054

Mortgage

Document Number	0003264684
Date	Jun 9, 2023
Instrument	3264684

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	187 SMITH CIR, ARAB, AL 35016-4054
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003195964
Date	Sep 25, 2019
Book Page	6226/133
Instrument	3195964

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,900 (+6.96%)	$297,100 (+10.04%) Land $48,600 Building $248,500
2024		$27,020 (+32.06%)	$270,000 (+32.03%) Land $28,000 Building $242,000
2023	$714.00 (+3.18%)	$20,460 (+11.2%)	$204,500 (+11.2%) Land $28,000 Building $176,500
2022	$692.00 (+8.63%)
2021	$637.00 Homeowner's exemption	$18,400	$183,900 Land $28,000 Building $155,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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