187 Sierra Dr, Royse City, TX 75189 Property Records

Rockwall County property record for 187 Sierra Dr, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,332 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,050 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`388200090076000R`

Property Details

APN / Parcel Number

Primary APN	`388200090076000R`
Alternative APNs	`R58054` `58054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,332 sqft Living Area
Gross Area	5,766 sqft
1st Floor Area	4,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	1,376 sqft
Porch	Covered Porch
Deck Area	Deck Area
Patio Area	851 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	187 SIERRA DR
City	ROYSE CITY
State	TX
Zip	75189-8748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT RANCH SECTION 2, BLOCK 9, LOT 76, ACRES 2
Legal Subdivision	HIGH POINT RANCH SECTION 2
Legal Tract	76
Legal Block	9
Legal Lot Number	76
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2027
Census Tract	40514

Owner

187 Sierra Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 SIERRA DR, ROYSE CITY, TX 75189-8748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Construction Mortgage INWOOD NATIONAL BANK
Mar 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage INWOOD NATIONAL BANK
Dec 21, 2020	Warranty Deed, Transfer OTHER
Feb 28, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Prior Sale	Feb 28, 2020
Deed Document Number	202031155
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	187 SIERRA DR, ROYSE CITY, TX 75189-8748
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 FALL CREEK RD, TERRELL, TX 75160-6847

Mortgage

Document Number	0000005146
Date	Mar 8, 2022
Instrument	20220000005146

Lender

Name	INWOOD NATIONAL BANK
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Construction Mortgage

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	187 SIERRA DR, ROYSE CITY, TX 75189-8748
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 FALL CREEK RD, TERRELL, TX 75160-6847

Mortgage

Document Number	0000005147
Date	Mar 8, 2022
Instrument	20220000005147

Lender

Name	INWOOD NATIONAL BANK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2023

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 21, 2020
Property Address	187 SIERRA DR, ROYSE CITY, TX 75189-8748
Document Number	0000031155
Instrument Date	Dec 18, 2020
Instrument	31155
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 FALL CREEK RD TERRELL TX 75160, TERRELL, TX 75160

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Feb 28, 2020
Property Address	187 SIERRA DR, ROYSE CITY, TX 75189-8748
Document Number	0000003968
Instrument Date	Feb 28, 2020
Instrument	3968
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	453 CREEK CROSSING LN ROYSE CITY TX 751898455, ROYSE CITY, TX 75189-8455

Tax Assessment & Valuation

The 2025 property tax bill for 187 Sierra Dr was $14,050 with a homeowner's exemption, down 0.4% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,025,481 (-2.29%) Land $179,000 Building $846,481	$1,025,481 (-2.29%) Land $179,000 Building $846,481
2025	$14,050.00 (-0.36%) Homeowner's exemption	$1,049,543 Land $212,400 Building $837,143	$1,049,543 Land $212,400 Building $837,143
2024	$14,101.00
2023		$817,832 Land $276,000 Building $541,832	$817,832 Land $276,000 Building $541,832
2021	$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Sierra Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Sierra Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	300 / 60

May also be available: AT&T, Element8.

Cell Coverage

5G and 4G LTE (outdoors only)

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