187 Shell Rd, Palmetto, GA 30268 Property Records

Coweta County property record for 187 Shell Rd, Palmetto, GA 30268

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Feb 2018)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093 8047 025`

Property Details

APN / Parcel Number

Primary APN	`093 8047 025`
Alternative APN	`13515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Subfloor
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	336 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13515
Old Parcel Number	0938047025
Street Address	187 SHELL RD
City	PALMETTO
State	GA
Zip	30268-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	H/1 AC, LT 1 SHELLWOOD S/D LL48/1LD
Legal Subdivision	SHELLWOOD
Legal Block	80
Legal Lot Number	1
Jurisdiction	COWETA GA
Township / Civil Division	NEWNAN
Census Block Group	2
Census Block	2000
Census Tract	170403

Owner

Source: Coweta County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	187 SHELL RD, PALMETTO, GA 30268-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Feb 9, 2018	Grant Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	Jun 23, 2003 · Amount on File
Deed Document Number	0004661223
Deed Book / Page	4661 / 223
Last Transfer Date	Feb 9, 2018
Transfer Doc	0046610223
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	187 SHELL RD, PALMETTO, GA 30268-1502
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SHELL RD, PALMETTO, GA 30268-1502

Mortgage

Document Number	00054100000000733
Date	Sep 13, 2021
Book Page	0000005410/0000000733
Instrument	025962

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COWETA GA
Recording Date	Feb 9, 2018
Property Address	187 SHELL RD, PALMETTO, GA 30268-1502
Document Number	0046610223
Book / Page	004661 / 000223
Instrument Date	Feb 8, 2018
Instrument	2277
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SHELL RD PALMETTO GA 302681502, PALMETTO, GA 30268-1502

Mortgage

Document Number	46610224
Date	Feb 9, 2018
Book Page	004661/000224
Instrument	2278

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Coweta County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 (+115.6%) Homeowner's exemption	$56,344 (+20.56%) Land $6,970 Building $49,374	$140,861 (+20.56%) Land $17,425 Building $123,436
2023	$564.00 Homeowner's exemption	$46,735 Land $6,394 Building $40,341	$116,839 Land $15,986 Building $100,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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