Harnett County property record for 187 Scholar Dr, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 2,995 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Sep 2025) |
| Tax Bill | $3,538 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500074137 |
| Primary APN | 1500074137 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,995 sqft Heated Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 1500074137 |
|---|---|
| Street Address | 187 SCHOLAR DR |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#1113 ACADEMY@AND CRK CLUB MAP#2018-235 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Lot Number | 1113 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
187 Scholar Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 SCHOLAR DR, SPRING LAKE, NC 28390-7263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Dec 2, 2021 | Special Warranty Deed, Construction Loan |
| Oct 19, 2020 | Warranty Deed, Transfer · Construction Mortgage UNITED COMMUNITY BANK |
| Oct 19, 2020 | Deed of Trust, Construction Loan · Line of Credit UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Prior Sale | Apr 6, 2022 · Amount on File |
| Deed Document Number | 202516891 |
| Deed Book / Page | 4302 / 2133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 6, 2022 |
| Property Address | 187 SCHOLAR DR, SPRING LAKE, NC 28390-7263 |
| Document Number | 0000007234 |
| Book / Page | 4136 / 781 |
| Map Reference | MB 2018 PG 235-237 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022007234 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5711 SIX FORKS RD # RD200, 5711, RALEIGH, NC 27609-3890 |
| Name | Verified Name |
|---|---|
| Address | 187 SCHOLAR DR, SPRING LAKE, NC 28390-7263 |
| Document Number | 0000007235 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022007235 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 2, 2021 |
| Property Address | 187 SCHOLAR DR, SPRING LAKE, NC 28390-7263 |
| Document Number | 0000028393 |
| Book / Page | 4083 / 895 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021028393 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $13,161.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5711 SIX FORKS RD # RD200, 5711, RALEIGH, NC 27609-3890 |
| Name | Verified Name |
|---|---|
| Address | 5711 SIX FORKS RD STE 200, 200, RALEIGH, NC 27609-3888 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 19, 2020 |
| Property Address | 187 SCHOLAR DR, SPRING LAKE, NC 28390-7263 |
| Document Number | 0000019055 |
| Book / Page | 3884 / 72 |
| Map Reference | MB 2018 PG 235-237 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020019055 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $339.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 WHISPERING PINES DR, 125, SPRING LAKE, NC 28390-9121 |
| Name | Verified Name |
|---|---|
| Address | 5711 SIX FORKS RD STE 200, 200, RALEIGH, NC 27609-3888 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019057 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 3884/90 |
| Instrument | 2020019057 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30064 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 14, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 19, 2020 |
| Property Address | 187 SCHOLAR DR, SPRING LAKE, NC 28390-7263 |
| Document Number | 0000019057 |
| Book / Page | 003884 / 000090 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 19057 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5711 SIX FORKS RD #200 RALEIGH NC 276093888, 200, RALEIGH, NC 27609-3888 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019057 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 003884/000090 |
| Instrument | 19057 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 18, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 187 Scholar Dr was $3,538.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,538.00 | $466,654 | $466,654 Land $57,250 Building $409,404 |
| 2023 | $2,616.00 | $361,098 | $361,098 Land $49,200 Building $311,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Scholar Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Scholar Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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