187 Saps Rd, Hampstead, NC 28443 Property Records

Pender County property record for 187 Saps Rd, Hampstead, NC 28443 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,549 sqft Living Area
Lot Size	264,845 sqft (6.07 acres)
Occupancy	Owner Occupied
Last Sale	$21,000 (2014)
Tax Bill	$2,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3284-61-8189-0000`
Alternative APNs	`400963697` `963697`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,549 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	264,845 sqft (6.07 acres)
Porch	1 Porch
Porch Area	423 sqft Porch
Lean-To	816 sqft Lean-To

Utilities and HVAC

Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	400963697
Old Parcel Number	3284 61 8189 0000
Street Address	187 SAPS RD
City	HAMPSTEAD
State	NC
Zip	28443-3998
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6.08 ACRES LT 3R SAPS RD
Legal Subdivision	GEORGE F CLARK & LINDA A CLARK
Legal Lot Number	3R
Jurisdiction	PENDER NC
Minor Civil Division	TOPSAIL
Census Blockgroup	2
Census Block	2020
Census Tract	920203

Owner

Source: Pender County records · APN 3284-61-8189-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	187 SAPS RD, HAMPSTEAD, NC 28443-3998
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Doc Number	0003174427
Deed Book / Page	317 / 4427
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	187 SAPS RD, HAMPSTEAD, NC 28443-3998
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047372141
Date	Jan 12, 2021
Book Page	4737/2141

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	187 SAPS RD, HAMPSTEAD, NC 28443-3998
Document Number	0047311092
Instrument Date	Nov 06, 2020
Transaction Type	Mortgage
Record Updated	Dec 07, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SAPS RD HAMPSTEAD NC 284433998, HAMPSTEAD, NC 28443-3998

Mortgage

Document Number	0047311092
Date	Nov 12, 2020
Book Page	004731/001092
Instrument	20073269

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+9.41%)	$774,084 (+167.93%) Land $178,762 Building $595,322	$774,084 (+167.93%) Land $178,762 Building $595,322
2023		$288,916 (-) Land $33,870 Building $255,046	$288,916 (-) Land $33,870 Building $255,046
2022	$2,625.00	$288,916 Land $33,870 Building $255,046	$288,916 Land $33,870 Building $255,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 72% of the US · above 94% of North Carolina
Wildfire Likelihood	About 1 in 362 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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