187 S Harbor Dr, Davis, NC 28524 Property Records

Carteret County property record for 187 S Harbor Dr, Davis, NC 28524

Property Summary

Property Type	Vacant Land
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Mar 2018)
Tax Bill	$336 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`7369.03.43.1959000`

Property Details

APN / Parcel Number

Primary APN	`7369.03.43.1959000`
Alternative APNs	`531465` `34229`

Exterior

Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	94 ft deep x 56 ft wide
View / Lot	Waterfront - Canal
Shed	1 Shed
Shed Area	256 sqft

Location & Zoning

Account Number	34229
Street Address	187 S HARBOR DR
City	DAVIS
State	NC
Zip	28524
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TR1 FIELDS - HARBOR CANAL DAVIS
Legal Subdivision	CAROL AHERNHOLZ
Legal Tract	1
Legal Block	43
Jurisdiction	CARTERET NC
Township / Civil Division	DAVIS
Census Block Group	1
Census Block	1022
Census Tract	970102

Owner

187 S Harbor Dr, vacant land, is owned by an individual who bought it in March 2018.

Source: Carteret County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	191 POLICE TOWER RD, APPOMATTOX, VA 24522-8688
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 24, 2020	Loan Modification, Mortgage US SMALL BUSN ADMN
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	May 3, 2000 · Amount on File
Deed Document Number	20181603032
Deed Book / Page	1603 / 32
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	187 S HARBOR DR, DAVIS, NC 28524
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016360299
Date	May 1, 2019
Book Page	1636/299
Instrument	1636299

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	173 Months
Due	Oct 2, 2033

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARTERET NC
Property Address	187 S HARBOR DR, DAVIS, NC 28524
Document Number	0016670204
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 S HARBOR DR DAVIS NC 285247025, DAVIS, NC 28524-7025

Mortgage

Document Number	0016670204
Date	Mar 26, 2020
Book Page	001667/000204

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount on Record
Term	336 Months
Due	Mar 25, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 19, 2018
Property Address	187 S HARBOR DR, DAVIS, NC 28524
Document Number	0016030032
Book / Page	001603 / 000032
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 POLICE TOWER RD APPOMATTOX VA 245228688, APPOMATTOX, VA 24522-8688
Investor	Possibly a Property Investor

Mortgage

Document Number	16030033
Date	Mar 19, 2018
Book Page	001603/000033

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 187 S Harbor Dr was $336.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,247 (-) Land $59,738 Building $32,509	$92,247 (-) Land $59,738 Building $32,509
2025	$336.00	$92,247 Land $59,738 Building $32,509	$92,247 Land $59,738 Building $32,509
2023		$60,786 Land $56,315 Building $4,471	$60,786 Land $56,315 Building $4,471
2022	$328.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 187 S Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 128 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	872 (1982–2025)
Claims Outside the SFHA	11 of 872
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 181 claims Hurricane Irene, Aug 2011 · 171 claims Hurricane Isabel, Sep 2003 · 233 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 S Harbor Dr is high, ranking above 76% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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