187 Rose Ray Rd, Ellijay, GA 30540 Property Records

Gilmer County property record for 187 Rose Ray Rd, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 2017
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2018)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Mar 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3118K 032`

Property Details

APN / Parcel Number

Primary APN	`3118K 032`
Alternative APN	`24538`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,800 sqft Heated Area
1st Floor Area	720 sqft
Attic Area	360 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	241 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24538
Street Address	187 ROSE RAY RD
City	ELLIJAY
State	GA
Zip	30540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 386 HOLLOWAY MTN PH 3
Legal Subdivision	HOLLOWAY MOUNTAIN
Legal Phase	3
Legal Lot Number	386
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	1
Census Block	1017
Census Tract	80402

Owner

187 Rose Ray Rd is owned by an individual who bought it in November 2018.

Source: Gilmer County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7985 HIGHLAND BLF, ATLANTA, GA 30328-2559
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERITY HOME MORTGAGE
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERITY HOME MORTGAGE
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE
Nov 30, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage PROSPERITY HOME MORTGAGE
Nov 16, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Nov 16, 2007 · Amount on File
Deed Document Number	0000214063
Deed Book / Page	2140 / 63
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	187 ROSE RAY RD, ELLIJAY, GA 30540
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 ROSIEY LN

Mortgage

Document Number	0000002353/0000000110
Date	Mar 10, 2021
Book Page	0000002353/0000000110

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	187 ROSE RAY RD, ELLIJAY, GA 30540
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 ROSIEY LN

Mortgage

Document Number	0000002355/0000000289
Date	Mar 17, 2021
Book Page	0000002355/0000000289

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	187 ROSE RAY RD, ELLIJAY, GA 30540
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 ROSIEY LN, BLUE RIDGE, GA 30513-6833

Mortgage

Document Number	0000002218/0000000311
Date	Dec 30, 2019
Book Page	0000002218/0000000311
Instrument	007701

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Nov 30, 2018
Property Address	187 ROSE RAY RD, ELLIJAY, GA 30540
Document Number	0002140/63
Book / Page	2140 / 63
Instrument Date	Nov 30, 2018
Instrument	2018-003178
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7985 HIGHLAND BLF, SANDY SPRINGS, GA 30328-2559

Mortgage

Document Number	0000002140/0000000065
Date	Dec 5, 2018
Book Page	0000002140/0000000065
Instrument	007542

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

November 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Nov 16, 2007
Property Address	187 ROSE RAY RD, ELLIJAY, GA 30540
Document Number	001433/514
Book / Page	1433 / 514
Instrument Date	Nov 16, 2007
Instrument	2007-003726
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 PROMINENT LOOP, MCDONOUGH, GA 30253-2061
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 187 Rose Ray Rd was $3,324.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00	$215,200 Land $45,880 Building $169,320	$538,000 Land $114,700 Building $423,300
2023	$3,972.00	$248,400 Land $51,000 Building $197,400	$621,000 Land $127,500 Building $493,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Rose Ray Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2015–2021)
Most Recent Claim	Mar 2021 · Severe Storms And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Rose Ray Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY LOG MTN.-GRANNY LAKE private · serves 265 people · EPA ID GA1230057
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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