187 River St, Rochester, NY 14612 Property Records

Monroe County and Rochester City property record for 187 River St, Rochester, NY 14612

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,864 sqft · built 1867
Lot Size0.127 acres (5,530 sqft)
OwnerIndividual Name on File
Last Sale$54,000 (May 1996)
Tax Bill$1,592 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN085275-02.0

Property Details

APN / Parcel Number

Primary APN085275-02.0
Alternative APNs
  • 140004778000010430000000
  • 261400 047.78-1-43

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,864 sqft Living Area
1st Floor Area986 sqft
2nd Floor Area878 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1867
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,530 sqft (0.127 acres)
Lot Dimensions104 ft deep x 53 ft wide
Garage TypeDetached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number085275-02.0
Street Address187 RIVER ST
CityROCHESTER
StateNY
Zip14612-4735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0085.00 205 23 00000 PT 37 VILLAGE LOT
Legal Block1
Legal Lot Number43.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1006
Census Tract8500

Owner

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address187 RIVER ST, ROCHESTER, NY 14612-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 1996 · Amount on Record
Deed SaleMay 22, 1996 · Amount on Record
Deed Book / Page8740 / 13
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address187 RIVER ST, ROCHESTER, NY 14612-4735
Document Number0000000819
Instrument DateFeb 21, 2019
Transaction TypeMortgage
Record UpdatedApr 17, 2019
Title CompanyMETRO BOX

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address480 N WINTON RD ROCHESTER NY 146101243, ROCHESTER, NY 14610-1243

Mortgage

Document Number0000000819
DateMar 18, 2019
Book Page027955/000540
Instrument819
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueMar 17, 2049

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,592.00$168,600 (+89.44%) Land $11,500 Building $157,100$168,600 (+57.23%) Land $11,500 Building $157,100
2023$89,000 Land $7,700 Building $81,300$107,229 Land $9,277 Building $97,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimMay 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Frontier.

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