187 Ridge Ave, Ephrata, PA 17522 Property Records

Lancaster County property record for 187 Ridge Ave, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,073 sqft · built 2000
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,481 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270-58660-0-0000`

Property Details

APN / Parcel Number

Primary APN	`270-58660-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,094 sqft
Upper Floors Area	979 sqft
Basement Area	1,010 sqft
Finished Basement	1,000 sqft
Unfinished Basement	10 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	108,900 sqft
Garage Type	Attached
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	187 RIDGE AVE
City	EPHRATA
State	PA
Zip	17522-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	187 RIDGE AVE
Legal Lot Number	16
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	2
Census Block	2009
Census Tract	12404

Owner

187 Ridge Ave is owned and occupied by two individuals.

Source: Lancaster County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 RIDGE AVE, EPHRATA, PA 17522-2550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE EPHRATA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	187 RIDGE AVE, EPHRATA, PA 17522-2550
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 RIDGE AVE, EPHRATA, PA 17522-2550

Mortgage

Document Number	20260009176
Date	Mar 9, 2026
Instrument	20260009176

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	187 RIDGE AVE, EPHRATA, PA 17522-2550
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 RIDGE AVE, EPHRATA, PA 17522-2550

Mortgage

Document Number	0006675139
Date	Apr 13, 2022
Instrument	6675139

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	187 RIDGE AVE, EPHRATA, PA 17522-2550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006440216
Date	Jan 28, 2019
Instrument	6440216

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 187 Ridge Ave was $8,481 with a homeowner's exemption, up 2.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Ephrata Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,600 Land $98,500 Building $260,100	$358,600 Land $98,500 Building $260,100
2025	$8,481.00 (+2.82%)
2024	$8,248.00	$358,600 Land $98,500 Building $260,100
2018			$358,600 Land $98,500 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1989–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Ridge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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